首页
登录
职称英语
Of all the lessons taught by the financial crisis, the most personal has bee
Of all the lessons taught by the financial crisis, the most personal has bee
游客
2023-07-05
80
管理
问题
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management. We take out home loans we can’t afford. We run up sky-high credit-card debt. We don’ t save nearly enough for retirement.
In response, supporters of financial-literacy education are moving with renewed enthusiasm. School districts in states such as New Jersey and Illinois are adding money-management courses to their curriculums. The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March.
Students with top scores on that exam will receive certificates—but chances for long-term benefits are slim. As it turns out, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how well students learn about things such as budgeting, credit cards, insurance and investments. A recent survey of college students conducted for the Jumpstart Coalition for Personal Financial Literacy found that students who’d had a personal-finance or money management course in high school scored no better than those who hadn’ t.
"We need to figure out how to do this the right way," says Lewis Mandell, a professor at the University of Washington who after 15 years of studying financial-literacy programs has come to the conclusion that current methods don’ t work. A growing number of researchers and educators agree that a more radical approach is needed. They advocate starting financial education a lot easier than high school, putting real money and spending decisions into kids’ hand and talking openly about the emotions and social influences tied to how we spend.
Other initiatives are tackling such real-world issues as the commercial and social pressures that affect purchasing decisions. Why exactly do you want those expensive brand-name shoes so badly? "It takes confidence to take a stand and to think differently," says Jeroo Billimoria, founder of Aflatoun, a nonprofit whose curriculum, used in more than 30 countries, aims to help kids get a leg up in their financial lives. "This goes beyond money and savings." [br] Lewis Mandell suggests that we should figure out how to___.
选项
A、carry out financial-literacy education properly
B、manage money in a more efficient way
C、help students score better in money-management courses
D、improve the social awareness of financial education
答案
A
解析
细节题。短文第四段第一句指出We need to figure out how to do this theright way,联系上下文可知this指的就是上文进行金融知识教育。故选A。
转载请注明原文地址:http://tihaiku.com/zcyy/2811371.html
相关试题推荐
SupposeyouwereLiMing.Youwanttoapplyforajobasapersonalsecretaryto
SixSecretsofHigh-EnergyPeopleA)There’sanenergycrisis
SixSecretsofHigh-EnergyPeopleA)There’sanenergycrisis
SixSecretsofHigh-EnergyPeopleA)There’sanenergycrisis
SixSecretsofHigh-EnergyPeopleA)There’sanenergycrisis
SixSecretsofHigh-EnergyPeopleA)There’sanenergycrisis
SixSecretsofHigh-EnergyPeopleA)There’sanenergycrisis
Ofallthelessonstaughtbythefinancialcrisis,themostpersonalhasbee
Ofallthelessonstaughtbythefinancialcrisis,themostpersonalhasbee
Ofallthelessonstaughtbythefinancialcrisis,themostpersonalhasbee
随机试题
Apatrolteamofsealionsanddolphinsfeaturedinalarge-scalemilitarye
制动时前车轮抱死会出现丧失转向能力的情况。()
被西方称为“史学之父”的古希腊史学家是()。A.希罗多德 B.修昔底斯 C
不符合蕈样霉菌病的描述是()A.原发于皮肤 B.不累及内脏 C.形成红斑
对重症中暑的护理,下列哪项不正确A.室温保持在22~25℃ B.严密观察体温的
78,64,46,41,,( ) A.11 B. C.14 D.
下列选项中,关于“五四运动”的意义说法不正确的是( )。A.“五四运动”是旧民
关于项目建设目标的说法,错误的是()。A.项目目标可以分为宏观目标和具体目标
优势团队士气的特征包括()。A.团队的团结来自外部压力 B.团队本身具有
某台10kV笼型感应电动机的工作方式为负荷平稳连续工作制,额定功率800kW。额
最新回复
(
0
)