[originaltext]M: The paper money required little effort to carry. If you need l

M: The paper money required little effort to carry. If you need large amount of money, you can use a check or credit card to make the payment.
W: This nature of money is called portability and it provides convenience in settling transactions.
Q: What does the word portability mean?

M: What margins will the lending bank charge?
W: Margins mainly depend on these factors: evaluation of credit risk, maturity of credit, and the starting point from which onwards the rate of interest shall be firm.
Q: How many factors do margins charged by the lending bank mainly depend on?