首页
登录
职称英语
[originaltext] "A penny saved is a penny earned." This old saying calls atte
[originaltext] "A penny saved is a penny earned." This old saying calls atte
游客
2025-03-26
27
管理
问题
"A penny saved is a penny earned." This old saying calls attention to the wisdom of saving money. "Putting money away for a rainy day" is another way to talk about saving for the future.
In the United States, people who want to start a savings account have different choices of where to put their money. These include banks and credit unions. Credit unions are cooperatives for people who have some kind of connection. For example, the members might work for a university or a government agency. Most credit unions are nonprofit organizations.
Credit unions, banks and other financial institutions pay interest on savings accounts. But the interest rates are low. Certificates of deposit pay higher returns. With a certificate of deposit or CD, a person agrees not to withdraw the money for a certain period of time. This term could be anywhere from a few months to several years. Longer terms, and larger amounts, pay higher interest. People can withdraw their money early but they have to pay a penalty.
Another way to save is through a money market fund. This is a kind of mutual fund. Mutual funds invest money from many people. The money is sometimes placed in short-term government securities. Money market funds, however, may not be federally guaranteed like other kinds of savings. The Federal Deposit Insurance Corporation guarantees savings up to two hundred fifty thousand dollars.
In a number of countries, people have been saving less over the years. The Organization for Economic Cooperation and Development is a group of thirty-four countries. This organization says in nineteen ninety Americans had a household savings rate of seven percent. This year, that rate is expected to be a little more than two percent. Many European countries have higher rates, but Americans save more than families in Japan.
Q13: What is true about a certificate of deposit?
Q14: Which kind of savings may not be federally guaranteed?
Q15: Where is the household savings rate relatively high?
选项
A、In OECD
B、In European countries.
C、In the U.S.
D、In Japan.
答案
B
解析
文中说:多年来,一些国家的居民储蓄越来越少。经济合作与发展组织拥有36个会员国。该组织称,1990年,美国家庭储蓄率为7%,今年预计略高于2%。许多欧洲国家储蓄率更高,但美国家庭储蓄率超过日本。
转载请注明原文地址:https://tihaiku.com/zcyy/4013983.html
相关试题推荐
[originaltext]"Apennysavedisapennyearned."Thisoldsayingcallsatte
[originaltext]"Apennysavedisapennyearned."Thisoldsayingcallsatte
[originaltext]M:IthinkWill’sfatherpulledafewstringstogethiminhere.
[originaltext]W:I’vegottogivemyoralpresentationinclasstomorrow.AndI
[originaltext]W:I’vegottogivemyoralpresentationinclasstomorrow.AndI
[originaltext]W:I’vegottogivemyoralpresentationinclasstomorrow.AndI
[originaltext]Anenvironmentthatisbiologicallydiversehaslotsofdiffe
[originaltext]Anenvironmentthatisbiologicallydiversehaslotsofdiffe
[originaltext]Anenvironmentthatisbiologicallydiversehaslotsofdiffe
[originaltext]ThenewschoolyearhasbeguninAmerica.Butsomechildrend
随机试题
TheplaywrightDavidHenryHwanghasbeeninhighdemandinrecentyears—not
公司内部通知说明:假定你是公司秘书Jane,请以Jane的名义按照下面的格式和内容给本公司所有部门经理写一个内部通知。主题:讨论捐赠食物的计划通
Inthe1880sitwasprovedthatnotwopeoplehaveexactlysame【M1】______fi
2012年8月2日,某厂油罐区的2号汽油罐发生火灾爆炸事故,造成2人死亡、3人轻
被包在肝内格利森(Glisson)系统结缔组织鞘内的管道是A.门静脉、肝动脉和肝
用马克思主义资本循环和周转的原理分析说明这些原理对社会主义建设有哪些现实意义?
抵押物的估价是评估抵押物的现值。银行对抵押物的价值有的可以评估,有的不用评估。(
赵大、赵海、赵洋三人出资设立大海洋有限责任公司。经三人共同协商制定了公司的章程。
(2019年真题)甲公司为增值税一般纳税人,2019年9月进口货物一批,海
(2010年真题)某企业拟投资建设新项目的有关情况如下:项目计算期:建设期为2年
最新回复
(
0
)