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  3. This summer, student debt reached a record $1.5 trillion in the United States

This summer, student debt reached a record $1.5 trillion in the United States

游客2025-01-29  23
问题    This summer, student debt reached a record $1.5 trillion in the United States. To put that in  perspective, student-loan borrowers in this country are carrying debt equal to Russia’s gross domestic product in 2017. Over half say it is preventing them【C1】______ saving for retirement or for an emergency; more than 10 percent of borrowers are in【C2】______ because they cannot pay their minimum balance.
   This crisis exists in part because actions by the Trump administration and the student-loan servicing companies it employs have condemned many people【C3】______ have sought an education to a lifetime of debt.
   It wasn’t supposed to be this way. Eleven years ago, Congress created the Public Service Loan Forgiveness program. In【C4】______ for 10 years of service to America — in its public schools, military, Civil Service or nonprofit service organizations — and making payments for those 10 years, qualified borrowers could have their debt【C5】______.
   This year, Republicans in Congress introduced a bill to eliminate the program.【C6】______ that legislation lays dormant for now, there’s another hurdle for people【C7】______ in public service: The student loan servicing companies the Department of Education keeps on contract to administer the program【C8】______ accused by borrowers of sabotaging loan forgiveness by providing false【C9】______, delaying the processing of qualifying payments and【C10】______ to certify eligible public service jobs.
   New Department of Education data confirms that the program is not operating【C11】______. As of June 30, only 96 out of the 28, 000 applicants who had applied for forgiveness since 2017 had【C12】______ had their student loans discharged.
   As the union【C13】______ 1.7 million professionals around the country, many who work in public service, the American Federation of Teachers is trying to help. We have hosted student debt clinics nationwide to help our members learn about their【C14】______ options. Some borrowers are not aware of the government’s loan forgiveness program because, in many cases, the Department of Education and the loan servicer fail to adequately【C15】______ them of it. Those who do know of it have told us of their difficulties【C16】______ trying to meet its requirements.
   Take Lisa Oelfke, a health policy analyst in Maryland, who repeatedly got【C17】______ information from her student-loan servicer. She made three years of【C18】______ she thought were qualifying payments under the program, only【C19】______ that she was not enrolled in a qualifying repayment plan, 【C20】______ having submitted forms to certify her work in public service. [br] 【C4】
选项 A、exchange
B、change
C、return
D、charge
答案 A
解析 此处考查固定搭配，in exchange表示“作为交换”；C项in return强调“报答、作为回报”。此处意思为“作为向美国提供10年服务的交换”，强调用十年的服务来换取债务免除，因此答案为A。
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