[originaltext]M: Then there’s also the importance of knowing your credit scores

M: Then there’s also the importance of knowing your credit scores. As you know, you are in advertisements. So I guess we now get a free one every year. It’s a little scary to find out, but you need to know.
W: You can get a free one every year from each of the three credit-reporting agencies. It’s so critical to know your credit score, and not only to know your credit score and have a copy of your report, but to share it with your partner. So you both know what your credit is, and the amount of the debt that you haven’t paid yet.
M: All right, we were talking about this segment earlier, so this is a very unromantic notion. I tend to agree with you. You say couples should have a money date, talk finances.
W: It does not need to be an unromantic experience. It needs to be a relaxing experience, It’s something where you need to sit down and talk about your goals, and talk about what your short-term goals are, and your long-term goals. You wanna do it in a relaxing environment, have fun with it.
M: So without the pressure of talking about an immediate bill, kind of like, here’s what we are.
W: Exactly, don’t abruptly open the credit card statement, and you are already fuming. Take some time away, and sit and relax and talk about it calmly. And you may be surprised at what you are able to compromise and come together with when you are doing it in that way.
M: And lastly, in that story, you talk about getting a financial adviser. A lot of folks out there, who say they are financial advisers. What should you be looking for though? What really works?
W: Well, what really works is someone who’s been referred to probably, someone that you know has a good track record, and that you’ve already checked out maybe with a couple of friends. There are also a couple of websites that you can go to look for financial advisers in your area. Ah, but the key is that you wanna find someone that you really melt with. This is someone that you are going to devote a lot of personal information and you want to make sure that both of you are on the same page with that adviser.
M: Alright, well, Sharon Epperson, it’s good to have you stop by, thanks so much.
W: Good to be here.
Questions 6 to 10 are based on what you have just heard.
6. Why is it significant to know the credit score?
7. How does Sharon describe "money date"?
8. What do couples mainly talk about at the "money date"?
9. What kind of financial adviser should people look for?
10. What is the key to looking for financial advisers?