首页
登录
职称英语
[originaltext] M: Buying a home is a huge investment. Before you jump into th
[originaltext] M: Buying a home is a huge investment. Before you jump into th
游客
2024-09-07
26
管理
问题
M: Buying a home is a huge investment. Before you jump into the wonderful world of house ownership, make sure you are prepared. With me now is Jean Chatzky, the chief editor of Money magazine. Good to see you, Jean.
W: Nice to see you.
M: Now home buying rates are going through the roof, people are buying homes, men and women.
W: Right, new home sales came out again yesterday and they are again skyrocketing up about 15 percent from last year.
M: We’ve got a series of questions that women can ask and they want to determine whether they should be buying a home. First one, “Is now the right time to buy?” Everybody has been talking about “Oh, the bubble, the bubble, the bubble…” Is now the right time to buy?
W: There’s no question that there are regional bubbles. If you live in a place where home prices have gone up 30 percent in the last couple of years, you probably want to make sure that you are at least gonna live in this home for a long enough period of time. Then you don’t have to worry if prices come down a little bit.
M: The next one is kind of interesting. “Are you better off renting?” And I always thought, you are always better off buying, but not true?
W: Not necessarily. You have to remember there is a cost to the transaction there you gotta pay the broker. There’s a cost for moving service. If you are not gonna be in this home at least 3 to 5 years, you may wanna look at renting at this period of time.
M: How much can you afford as a female house buyer?
W: It’s not just a question of the mortgage, the interest, the taxes and the insurance. That would be your big nut for a new home. But you’ve gotta remember that you are likely to need a percentage of the value of the home for maintenance each year.
M: You say it’s important to find whether your FICO score is good enough. What’s a FICO score?
W: Your FICO score is your credit score, and basically it’s an indication of how much of a risk you will be to the bank. If you’ve got a great FICO score, you’re gonna be able to log in a mortgage under 6 percent over 30 years. If it’s not so good, it’s gonna cost you 4 percent more, and that’s significant money.
M: And then there are a lot of mortgages out there, different kinds of mortgages. You have to ask which one is best for you.
W: Right, you need a suitable mortgage. You can get yourself a planned 30-year mortgage or 15-year mortgage or other kinds.
M: All right. Jean Chatzky, good to see you.
W: Thank you.
Questions 6 to 10 are based on Conversation Two.
6. What is the interview mainly about?
7. How is this year’s new home selling compared with last year?
8. How long is enough for your staying there to buy a new home?
9. Which is NOT the factor for the affordability of a new home?
10. What is the bank willing to grant you if your FICO score is very good?
选项
A、1 year.
B、2 years.
C、At least 3 years.
D、At least 10 years.
答案
C
解析
转载请注明原文地址:https://tihaiku.com/zcyy/3747606.html
相关试题推荐
[originaltext]M:Buyingahomeisahugeinvestment.Beforeyoujumpintoth
[originaltext]W:Goodmorning,Mr.Brown.M:Goodmorning,Mrs.Smith.Be
[originaltext]W:Goodmorning,Mr.Brown.M:Goodmorning,Mrs.Smith.Be
[originaltext]ChristmastraditionsTherearemanywaystocelebrateChristmas,
[originaltext]ChangingRateofEmploymentWestGermanyhadoneofthelowestra
[originaltext]WaterPollutionTodaymostwatersourcesaresodirtythatpeople
[originaltext]UsingtheLibraryYoulookforabookinoneoftwoways:either
[originaltext]MovementoftheEarthIfyouaretravelingforwardsinatrain,t
[originaltext]SuperstitionOnepersoninfourinBritainis,apparently,supers
[originaltext]Doctor’sOrdersYou’regoingtohavetochangeyourdietquiteco
随机试题
Whetherit’scurledupinthefetalposition,flatonthestomachorstretch
宅基地使用人要承担的义务有( )。A.按照批准的用途使用宅基地 B.公民使用
下列哪种瘤不属于睾丸非生殖性细胞瘤A.纤维瘤 B.平滑肌瘤 C.畸胎瘤 D
女,49岁。痛经11年,体检发现子宫增大。近1年稍减轻,且月经稀发,经量少。有潮
(2018年真题)通过证券交易所的证券交易,投资者持有一个上市公司已发行的股份达
下列选项中,大于3/5而小于5/7的是A.4/7 B.103/140 C
共用题干 某国际洗发用品生产企业,在相当长时间里,采用一种营销策略。进入中国市
对于我国大部分的幼儿园来说,课程的整合首先应该关注的是()。 A.领域间的整
(2013年真题)假设资本市场有效,在股利稳定增长的情况下,股票的资本利得收益率
下列各种类型的企业中,可以保持较高的财务杠杆系数的有()。A.固定资产比重较大
最新回复
(
0
)