首页
登录
职称英语
[originaltext]W: Good morning Sir, how may I help you today?M: I would like to
[originaltext]W: Good morning Sir, how may I help you today?M: I would like to
游客
2024-09-04
6
管理
问题
W: Good morning Sir, how may I help you today?
M: I would like to apply for a loan please.
W: Very good, and what kind of loan are you looking for?
M: I want a loan to buy a new home.
W: Can you tell me the information about your new home? For example, the size, the price, and the location.
M: Well, it is a two-storied townhouse, with four bedrooms and two bathrooms, located in 1080 Arizona Street.
W: And how much were you hoping to apply for?
M: I was hoping that I could apply for a $250,000 home loan. Would it be possible?
W: First we just have to check if your credit is good enough for a loan that large. May I have your name please?
M: Andrew Garfield.
W: Okay. Mr. Garfield. Let me see... Your credit score is 860... no... 960. It is a pretty good score. And I also see on your credit report that you have always paid on time.
M: Yes, I know how important it is to pay your debts and pay them on time.
W: Will you be making a down payment on your new house?
M: I have ten thousand dollars available for a down payment and I would like to finance the rest, I mean, the loan. Would that be Okay?
W: Well, I just cannot give you an answer right now. I still have a few more questions for the application. What is your gross monthly income?
M: I make $750 a week, so I suppose my average monthly income would be about $3000.
W: How long would you like the life of the loan to be?
M: What are my options?
W: You can choose between a ten, fifteen or thirty year loan.
M: Ten years is a bit too short. The fifteen-year one and the thirty-year one sound better. Then what’s the difference between a fifteen-year loan and a thirty-year loan?
W: A fifteen year loan will mean higher monthly payments, but you will pay less interest.
M: So a thirty year loan will mean lower monthly payments, but I will end up paying more in the long run?
W: That’s right. Which would you prefer? Fifteen years or thirty years?
M: I think I would rather pay it off sooner. And not pay that much interest.
W: Then we will sign you up for a fifteen-year loan. Is that alright?
M: Alright. And what is my interest rate?
W: Based on your credit report and excellent credit score, you will get five-percent discount and your interest rate will be about 5.8%.
M: That sounds great! Where do I sign?
W: Just fill out these remaining paper forms and we will get you into your new home as soon as possible.
This is the end of Conversation Two.
Questions 6-10 are based on Conversation Two.
6. What is the man’s new home like?
7. What is the price of the townhouse that the man wants to buy?
8. What do we learn about the man’s credit?
9. Why does the man prefer a 15-year loan to 30-year loan?
10. What may affect the loan interest rate according to the conversation?
选项
A、Because his gross monthly income is sufficient
B、Because its monthly payment is relatively low.
C、Because the interest rate of a 30-year loan is higher.
D、Because he is not willing to pay too much interest.
答案
D
解析
①选项都以Because开头,可预测本题问某事的原因。②对话中,女士问男士还款期限是选择15年还是30年,男士的回答是:“我情愿早点把钱还清,不愿付那么多利息。”由此可见,D项为正确答案。
转载请注明原文地址:https://tihaiku.com/zcyy/3742863.html
相关试题推荐
[originaltext]W:Hey,Iheardthatyouarereallyaworldtraveler.Wherehave
[originaltext]W:Mygosh,Patrick.Wherearewe?M:Jessica,I’mtakingyoumou
[originaltext]W:Hi,Jay!M:Hi,Linda.AreyoureadyforyourbigtriptoChic
[originaltext]W:HeyTom,gotasecond?M:Sure,what’sup?W:Thecompanyhas
[originaltext]W:(1-1)HeyJimmy,acoupleofusaregoingtoSam’sBarafterw
[originaltext]M:Hey,Anita!Greattoseeyou!W:Longtimenosee!I’msoglad
[originaltext]M:HeySandra,what’swrong?Youlookfurious!W:I’vehaditwit
[originaltext]M:Hey,nicetoseeyouagainafterthelongvacation.Howareyo
[originaltext]W:Hey,Devon.Nicetoseeyouhere.M:Hi,Mary.Ididn’texpect
[originaltext]W:Hey,Iheardyouarejustbackfromatrip.Nowonderyoulook
随机试题
Weoftenhearemployersandbusinessleaderslamenttheunfortunategapbet
WhatcanwelearnfromGetRichSlowly?[br][originaltext]Togainwealth,
Man-madeclimatechangeis"unequivocal(毋庸置疑的)"anddemandsurgentaction.Y
下列属于隧道监控量测必测项目的是( )。A.地表沉降 B.围岩位移 C.围
223,115,412,331,()A.322 B.356 C.378 D
重组型不良资产收购业务模式既解决了债务人的流动性问题并改善其经营状况,又阶段性舒
科创板的网下投资者应当向()注册,接受其管理。A.中国证监会 B.中国证券业
城市所在区域及城市自身的地理位置和区位条件属于城市地理学研究内容中()的研究
下列各项中,属于自然性流动负债的是()。A.应付账款 B.应交税费 C.
在工程质量缺陷的处理程序中,项目监理机构签发监理通知单后的下一步程序是()。A
最新回复
(
0
)