首页
登录
职称英语
[originaltext]W: Good morning Sir, how may I help you today?M: I would like to
[originaltext]W: Good morning Sir, how may I help you today?M: I would like to
游客
2024-09-04
34
管理
问题
W: Good morning Sir, how may I help you today?
M: I would like to apply for a loan please.
W: Very good, and what kind of loan are you looking for?
M: I want a loan to buy a new home.
W: Can you tell me the information about your new home? For example, the size, the price, and the location.
M: Well, it is a two-storied townhouse, with four bedrooms and two bathrooms, located in 1080 Arizona Street.
W: And how much were you hoping to apply for?
M: I was hoping that I could apply for a $250,000 home loan. Would it be possible?
W: First we just have to check if your credit is good enough for a loan that large. May I have your name please?
M: Andrew Garfield.
W: Okay. Mr. Garfield. Let me see... Your credit score is 860... no... 960. It is a pretty good score. And I also see on your credit report that you have always paid on time.
M: Yes, I know how important it is to pay your debts and pay them on time.
W: Will you be making a down payment on your new house?
M: I have ten thousand dollars available for a down payment and I would like to finance the rest, I mean, the loan. Would that be Okay?
W: Well, I just cannot give you an answer right now. I still have a few more questions for the application. What is your gross monthly income?
M: I make $750 a week, so I suppose my average monthly income would be about $3000.
W: How long would you like the life of the loan to be?
M: What are my options?
W: You can choose between a ten, fifteen or thirty year loan.
M: Ten years is a bit too short. The fifteen-year one and the thirty-year one sound better. Then what’s the difference between a fifteen-year loan and a thirty-year loan?
W: A fifteen year loan will mean higher monthly payments, but you will pay less interest.
M: So a thirty year loan will mean lower monthly payments, but I will end up paying more in the long run?
W: That’s right. Which would you prefer? Fifteen years or thirty years?
M: I think I would rather pay it off sooner. And not pay that much interest.
W: Then we will sign you up for a fifteen-year loan. Is that alright?
M: Alright. And what is my interest rate?
W: Based on your credit report and excellent credit score, you will get five-percent discount and your interest rate will be about 5.8%.
M: That sounds great! Where do I sign?
W: Just fill out these remaining paper forms and we will get you into your new home as soon as possible.
This is the end of Conversation Two.
Questions 6-10 are based on Conversation Two.
6. What is the man’s new home like?
7. What is the price of the townhouse that the man wants to buy?
8. What do we learn about the man’s credit?
9. Why does the man prefer a 15-year loan to 30-year loan?
10. What may affect the loan interest rate according to the conversation?
选项
A、Because his gross monthly income is sufficient
B、Because its monthly payment is relatively low.
C、Because the interest rate of a 30-year loan is higher.
D、Because he is not willing to pay too much interest.
答案
D
解析
①选项都以Because开头,可预测本题问某事的原因。②对话中,女士问男士还款期限是选择15年还是30年,男士的回答是:“我情愿早点把钱还清,不愿付那么多利息。”由此可见,D项为正确答案。
转载请注明原文地址:https://tihaiku.com/zcyy/3742863.html
相关试题推荐
[originaltext]W:Hey,Iheardthatyouarereallyaworldtraveler.Wherehave
[originaltext]W:Mygosh,Patrick.Wherearewe?M:Jessica,I’mtakingyoumou
[originaltext]W:Hi,Jay!M:Hi,Linda.AreyoureadyforyourbigtriptoChic
[originaltext]W:HeyTom,gotasecond?M:Sure,what’sup?W:Thecompanyhas
[originaltext]W:(1-1)HeyJimmy,acoupleofusaregoingtoSam’sBarafterw
[originaltext]M:Hey,Anita!Greattoseeyou!W:Longtimenosee!I’msoglad
[originaltext]M:HeySandra,what’swrong?Youlookfurious!W:I’vehaditwit
[originaltext]M:Hey,nicetoseeyouagainafterthelongvacation.Howareyo
[originaltext]W:Hey,Devon.Nicetoseeyouhere.M:Hi,Mary.Ididn’texpect
[originaltext]W:Hey,Iheardyouarejustbackfromatrip.Nowonderyoulook
随机试题
Whichofthefollowingwordscontainsaninflectionalmorpheme?A、WearyB、PearsC
城市污水二级处理通常采用的方法是微生物处理法,具体方式又主要分为:()。A
耐火电缆应考虑自身在火灾中的机械强度,因此明敷的耐火电缆截面面积应不小于(
OSPF将路由器连接的物理网络划分为以下4种类型,其中,以太网属于广播多址网络,
某工程项目,工程总造价为5000万元,该工程主要材料(含结构件等)占年度承包工程
6岁男孩,因高热2天,右下肢剧烈痛不能活动就诊。查体:体温39.5℃,脉搏130
下列哪一个和弦是大三和弦的第一转位?( )
(2021年真题)从个人理财生命周期的角度看,理财任务是“妥善管理好积累的财富,
共用题干 某生物制药公司年销售净额280万元,息税前利润80万元,固定成本32
工人工作时间中所必须消耗的时间有()时间。A.休息 B.施工本身造
最新回复
(
0
)