首页
登录
职称英语
[originaltext]W: Good morning Sir, how may I help you today?M: I would like to
[originaltext]W: Good morning Sir, how may I help you today?M: I would like to
游客
2024-09-04
33
管理
问题
W: Good morning Sir, how may I help you today?
M: I would like to apply for a loan please.
W: Very good, and what kind of loan are you looking for?
M: I want a loan to buy a new home.
W: Can you tell me the information about your new home? For example, the size, the price, and the location.
M: Well, it is a two-storied townhouse, with four bedrooms and two bathrooms, located in 1080 Arizona Street.
W: And how much were you hoping to apply for?
M: I was hoping that I could apply for a $250,000 home loan. Would it be possible?
W: First we just have to check if your credit is good enough for a loan that large. May I have your name please?
M: Andrew Garfield.
W: Okay. Mr. Garfield. Let me see... Your credit score is 860... no... 960. It is a pretty good score. And I also see on your credit report that you have always paid on time.
M: Yes, I know how important it is to pay your debts and pay them on time.
W: Will you be making a down payment on your new house?
M: I have ten thousand dollars available for a down payment and I would like to finance the rest, I mean, the loan. Would that be Okay?
W: Well, I just cannot give you an answer right now. I still have a few more questions for the application. What is your gross monthly income?
M: I make $750 a week, so I suppose my average monthly income would be about $3000.
W: How long would you like the life of the loan to be?
M: What are my options?
W: You can choose between a ten, fifteen or thirty year loan.
M: Ten years is a bit too short. The fifteen-year one and the thirty-year one sound better. Then what’s the difference between a fifteen-year loan and a thirty-year loan?
W: A fifteen year loan will mean higher monthly payments, but you will pay less interest.
M: So a thirty year loan will mean lower monthly payments, but I will end up paying more in the long run?
W: That’s right. Which would you prefer? Fifteen years or thirty years?
M: I think I would rather pay it off sooner. And not pay that much interest.
W: Then we will sign you up for a fifteen-year loan. Is that alright?
M: Alright. And what is my interest rate?
W: Based on your credit report and excellent credit score, you will get five-percent discount and your interest rate will be about 5.8%.
M: That sounds great! Where do I sign?
W: Just fill out these remaining paper forms and we will get you into your new home as soon as possible.
This is the end of Conversation Two.
Questions 6-10 are based on Conversation Two.
6. What is the man’s new home like?
7. What is the price of the townhouse that the man wants to buy?
8. What do we learn about the man’s credit?
9. Why does the man prefer a 15-year loan to 30-year loan?
10. What may affect the loan interest rate according to the conversation?
选项
A、$250,000.
B、$260,000.
C、$253,000.
D、$263,000.
答案
B
解析
①选项都是金额,听音时要记录数字信息。②对话开头,男士表示他希望申请250,000美元的房屋贷款。然后在对话的中间部分,男士说他手头上有10,000美元当首付,其余部分他想用那些贷款支付。由此可见,他想买的房子总价应该是260,000美元。因此。B项为正确答案。
转载请注明原文地址:https://tihaiku.com/zcyy/3742861.html
相关试题推荐
[originaltext]M:ProfessorBarlow,whywasEleanorRooseveltsuchanimportant
[originaltext]W:So,you’reanarchitect?M:Yes.W:Doyouworkforapublico
[originaltext]W:NewstudiesareprovingthatmoreandmoreAmericansarelivin
[originaltext]W:Hi,David.M:Hi,Laura.W:Howwasyourfinal?M:Absolutely
[originaltext]M:Hello,TomGrossman’soffice.HowmayIhelpyou?W:Hi,Tom.
[originaltext]M:Itistheseasonforthousandsofnewcollegegraduatestofin
[originaltext]M:Goodmorning,Mrs.Black.Anynews?W:Goodmorning,Mr.Brown
[originaltext]M:(1)Hello!IsthatEYGCompany?W:Yes.SusanBrownisspeakin
[originaltext]W:Hello,Patrick.Whatareyoubusydoing?M:Nothingserious.W
[originaltext]W:Well,heisthesecondrichestmanintheworld,butitmayno
随机试题
What’stheforeignministers’purposeforthemeetinginKyotoJapan?[originalt
InnovationsinMedievalEuropeanAgriculture1.Intheyear1,
下列有关《公司法》的说法,错误的是( )。A.我国公司法法律体系以《公司法》为
工程勘察成果的审核与评定包括( )。 A、程序性审查 B、过程性审查
谢总事业有成,经营一家拥有五百名员工的科技开发公司。平时忙于做生意,父亲节那天,
A. B. C. D.
地球两极地区所有的冰都是由降雪形成的。特别冷的空气不能保持很多的湿气,所以不能产
根据我国《证券法》规定,客户的交易结算资金,必须全额存入指定的商业银行,单独立户
WISC-CR的备用分测验包括()。 (A)背数(B)译码 (C)迷津
甲公司欲申请延期缴纳企业所得税,下列关于申请延期缴纳税款的说法中,符合规定的有(
最新回复
(
0
)