首页
登录
职称英语
[originaltext]M: With the do’s and don’ts of lending money to families, we are
[originaltext]M: With the do’s and don’ts of lending money to families, we are
游客
2024-08-23
2
管理
问题
M: With the do’s and don’ts of lending money to families, we are joined by Mility Hopson, GMA financial contributor and president of Ariel Capital Management. Welcome.
W: Thank you.
M: Is there a yes-no answer to the question; should you lend families money?
W: I wouldn’t call it a yes-no answer; I would start with a very basic idea. Before you think about this familiar obligation issue, let’s start with: Can you afford it? And if you can’t afford it, that answers the question right away. Also can you afford it if they don’t pay you back? A bank thinks about the same thing. They assess the risk of the loan they are going to make, and they don’t make loans that are going to make them insolvent. You shouldn’t either, but if you go down this path, the one thing that I suggest for you that helps mute some of the resentment or problems that can occur: document it. Documentation helps a lot.
M: Someone said, the interest rates are low, so this is a good deal. We do look at families as a good deal, even for paying interest. That’s usually lower than the market rate, right?
W: Well, I would start with…you want your names, the date, the amount, the purpose which you also have the right to know.
M: And you should tell them that you don’t want to pay for their trip to Disney World.
W: Absolutely. The terms may or may not include interest. They may include a payment plan. And last but not least, sign it, copy it, make sure you both have a copy and when you get into issues, you pull out that piece of paper.
M: This is so loaded, but it is hard to say no. You love this person, right?
W: Well, it’s hard to say no, but sometimes you have to say no.
M: And so that will affect your relationship, because you are going to deal with this person at holidays and family reunion.
W: But you should know that it’s better than dealing with them when they are facing bankruptcy, because you didn’t force them to look themselves in the mirror and try to take accountability for the lifestyle that they were trying to maintain, which they quite frankly could not afford. It was just the fact. There were no two ways about it.
M: Just now we’ve been talking about you as the bank in the family. What if you need to borrow money? How do you approach your family member?
W: Well, if l need to borrow money, I will go to them in the most professional way and be the one saying this is what I need the money for. I’d like to document this and write this down, and this is when you can be expected to receive the payment. If I don’t pay you back, I would be here before the money is due to renegotiate these terms, so they get a sense that I am very serious, very credible.
M: Mility Hopson, thanks a lot for the good advice.
6. What is Mility Hopson’s attitude towards lending money to families?
7. Which suggestion is NOT given by Mility Hopson while asked for lending money?
8. Which of the following is NOT mentioned that you must put in your documentation while lending money?
9. Which reason backs up your behavior of not lending money though you love them?
10. Which of the following is NOT recommended to do if you are borrowing money?
选项
A、Don’t lend money when you can’t afford it.
B、Don’t lend money when you will face bankruptcy.
C、Make a documentation when lending money.
D、Lend money only when there is profit.
答案
D
解析
转载请注明原文地址:https://tihaiku.com/zcyy/3732728.html
相关试题推荐
[originaltext]W:Goodmorning,John.IamLucy.M:Goodmorning.W:Howareyou
[originaltext]W:Goodmorning,John.IamLucy.M:Goodmorning.W:Howareyou
[originaltext]W:Hi,John,itisgoodtoseeyou.M:Samehere,Nancy.Ithasb
[originaltext]W:Hi,John,itisgoodtoseeyou.M:Samehere,Nancy.Ithasb
[originaltext]W:Hi,John,itisgoodtoseeyou.M:Samehere,Nancy.Ithasb
[originaltext]SleepwalkingSleepwal
[originaltext]W:Choosingtheperfectpresentforyourlovedonescanbestress
[originaltext]W:Choosingtheperfectpresentforyourlovedonescanbestress
[originaltext]W:Choosingtheperfectpresentforyourlovedonescanbestress
[originaltext]W:Choosingtheperfectpresentforyourlovedonescanbestress
随机试题
[originaltext]W:Hi,Eric.Howwasyourweekend?M:Great!ImetMaria’sparents.
正常溢洪道的类型有正槽溢洪道、侧槽溢洪道、井式溢洪道、虹吸溢洪道,其中正槽溢洪道
1区、2区绝缘导线截面和电缆截面选择,导体允许载流量不应小于熔断器熔体额定电流和
一侧髁突滑动,另一侧基本为转动运动,此时的下颌运动称为A.最大开颌运动 B.大
连接一个输出事件和数个输入事件,表示至少一个输入事件发生时,输出事件就发生的逻辑
企业是()的替代物。A.政府机构 B.事业单位 C.市场 D.相关管理机
教育的本体功能之一是( )A.减少人口数量、提高人口素质 B.促进生产发展、
甲建筑公司承包了某乡村大河上的文化桥修复工程,竣工后经验收发现工程质量不符合约定
下列有关评价管理层对持续经营能力作出的评估的说法中,错误的是( )。A.注册会
投资项目决策分析与评价的基本要求包括贯彻落实科学发展观、资料数据准确可靠和()
最新回复
(
0
)