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  3. When it comes to personal finance, we are all looking for ways to save more mone

When it comes to personal finance, we are all looking for ways to save more mone

游客2024-08-04  50
问题 When it comes to personal finance, we are all looking for ways to save more money. Our household budgets are filled with both big and small expenses that we imagine can be cut out to save us loads of cash or, at the very least, spent better elsewhere. One of the things you have surely considered is using public transportation rather than your own vehicle. It would be easy to assume that public transportation is cheaper, because bus fare is far less expensive than gas, but those are not the only costs to consider. Take a step back to your high school economics class and try to remember the lesson about opportunity costs. These, as you might recall if you were awake for that class, are the things you give up when you choose one option over other options. Although they are not measured in dollars and cents, they still have to be considered whenever you make a financial decision.
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答案 当我们说到个人经济状况的时候，我们总是寻找各种方式来存更多的钱。我们的家庭预算中充满了大大小小的开销，我们想象着可以开源节流，这样我们可以节省很多现金，或者最少也能把钱花在更值得用的地方。你肯定会考虑的—件事就是不开私家车，而选择公共交通工具。我们很轻易就认为公共交通工具更便宜，因为公交费比汽油便宜多了，但是还有别的事情需要考虑进来。回想一下高中经济课上关于机会成本的知识。如果这节课上你没有睡着的话，你可能会想起来机会成本就是当你做出选择时你放弃的东西。虽然这些东西不能用钱来衡量，但是每当你做出一个经济选择的时候，仍然需要考虑进去。
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