首页
登录
职称英语
Insurance (保险)is the sharing of risks. Nearly everyone is exposed to risk of
Insurance (保险)is the sharing of risks. Nearly everyone is exposed to risk of
游客
2024-07-01
31
管理
问题
Insurance (保险)is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his property can be damaged by fire; the ship-owner knows that his vessel may be lost at sea; the breadwinner knows that he may die at any early age and leave his family poorer. On the other hand, not every house is damaged by fire nor every vessel lost at sea. If these persons, each put a small sum into a pool, there will be enough to meet the needs of the few who do suffer loss. In other words, the losses of the few are met from the contributions of the many. This is the basis of insurance. Those who pay the contribution are known as insured and those who administer(管理)the pool of contributions as insurers.
The legal basis of all insurance is the policy. This is a printed form of contract on stout paper of the best quality. It states that in return for the regular payment by the insured of a named sum of money, called the pre-mium(保险费), which is usually paid every year, the insurer will pay a sum of money or compensation for loss, if the risk or event insured against actually happens. The premium for an insurance naturally depends upon how likely the risk is to happen, as suggested by past experience. If companies fix their premiums too high, there will be more to make the premium too low, they will lose money and may even have to drop out of business. So the ordinary forces of supply and demand keep premiums at a level satisfactory to both the insurer and the insured. [br] According to the writer, insurance is possible because______.
选项
A、only a small proportion of the insured suffer loss
B、only insured people suffer loss
C、nearly everyone suffers loss
D、everyone at some time suffers loss
答案
A
解析
题干意为“根据文章,保险是可行的,因为…”。由第一段中“On the other hand,not every house isdamaged…”可以看出,并不是所有的人都会遭受损失,损失的只是一小部分,故选A。
转载请注明原文地址:https://tihaiku.com/zcyy/3657889.html
相关试题推荐
Thoughitwasn’taniceplace.Itriedtomakeeveryone(feel)______comfortabl
INSURANCEPOLICYTheinsurer(保险公司):(46)
INSURANCEPOLICYTheinsurer(保险公司):(46)
()责任保险()个人财产保险[br]()养老保险()住宅保险F,G
()责任保险()个人财产保险[br]()雇主责任保险()终身人寿保险L,E
A--personalbelongsinsuranceB--healthinsuranceC--automobileinsuranceD--lif
Theoldmanwasnearly______byacar.A、runoverB、takenoverC、felleddownD、t
Itisdifficultforparentsofnearlyeveryfamilytoteachtheirchildrento
TheCoca-ColsCompanyexiststobenefitandrefresheveryoneittouches,Founded
Britishmenarecouchpotatoeswhospendnearlyhalftheirfree-timewatching
随机试题
[originaltext]Americanbusinessmenfrequentlyusesocialsituationstomake
Manystudentsatcollegesanduniversitieshavealaptop,andstillothersa
Justbecauseyou’retheboss,doesn’tmeanyouarerighteverytime.Itdoes
内湿形成原因是什么( )
A.2天 B.1天 C.5天 D.3天 E.7天病重患者的日常病程记录至
薄荷在逍遥散中的作用是A清利头目 B健脾益气 C疏肝散热 D柔肝缓急 E
智能变电站信息综合分析与智能告警功能中,以下属于数据合理性检测内容的是(
(2018年真题)甲国多家出口企业在乙国被终裁具有倾销行为,并征收了反倾销税,现
根据中国银行业监督管理委员会2005年发布的《商业银行风险监管核心指标》,下列指
职业道德的特征有()。A:职业性B:约束性C:实践性D:继承性
最新回复
(
0
)