首页
登录
职称英语
Insurance (保险)is the sharing of risks. Nearly everyone is exposed to risk of
Insurance (保险)is the sharing of risks. Nearly everyone is exposed to risk of
游客
2024-06-24
3
管理
问题
Insurance (保险)is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his property can be damaged by fire; the ship-owner knows that his vessel may be lost at sea; the breadwinner knows that he may die at any early age and leave his family poorer. On the other hand, not every house is damaged by fire nor every vessel lost at sea. If these persons, each put a small sum into a pool, there will be enough to meet the needs of the few who do suffer loss. In other words, the losses of the few are met from the contributions of the many. This is the basis of insurance. Those who pay the contribution are known as insured and those who administer(管理)the pool of contributions as insurers.
The legal basis of all insurance is the policy. This is a printed form of contract on stout paper of the best quality. It states that in return for the regular payment by the insured of a named sum of money, called the pre-mium(保险费), which is usually paid every year, the insurer will pay a sum of money or compensation for loss, if the risk or event insured against actually happens. The premium for an insurance naturally depends upon how likely the risk is to happen, as suggested by past experience. If companies fix their premiums too high, there will be more to make the premium too low, they will lose money and may even have to drop out of business. So the ordinary forces of supply and demand keep premiums at a level satisfactory to both the insurer and the insured. [br] According to the writer, insurance is______.
选项
A、useful but too risky
B、useful and necessary
C、costly but worth buying
D、cheap but not necessary
答案
C
解析
题干意为“根据文章,保险是…”。文章先说明保险的可行性,又说明保险费不是很高,投保人还会受益,由此可以看出:保险虽然费钱,但是还是值得买的,故选C。
转载请注明原文地址:https://tihaiku.com/zcyy/3648762.html
相关试题推荐
Whenyoubuylifeinsurance,youwantapolicythatfitsyourneedsatarea
Whenyoubuylifeinsurance,youwantapolicythatfitsyourneedsatarea
Janeisunhappybecauseeveryonewenttothedance_____her.A、againstB、forC、b
Insurance(保险)isthesharingofrisks.Nearlyeveryoneisexposedtoriskof
Insurance(保险)isthesharingofrisks.Nearlyeveryoneisexposedtoriskof
Insurance(保险)isthesharingofrisks.Nearlyeveryoneisexposedtoriskof
Everyonehasperiodsintheirlives______everythingseemssohard.A、whenB、where
Thelecturewasso(bore)______thateveryonewenttosleep.boring因为前面有系动词is,所以这
Laptopsarenowsoexpensive______beyondthereachofalmosteveryone.A、thatbe
Insurance(保险)isthesharingofrisks.Nearlyeveryoneisexposedtoriskof
随机试题
[originaltext]SouthKorean]aw-makersmountedalash-ditchattempttostopt
[originaltext]TheIraqiSpecialTribunalhasbroughtitsfirstchargesagain
ItwillbehardforanyonetoreplaceMr.Ned,whoisthe______ofthecompany.
变化训练法的目的是提高运动员的积极性、趣味性、适应性和( )A.控制性 B.
A.黄芪B.五味子C.麦冬D.人参E.白术生脉散的君药是
理财规划师在为客户制定教育规划时应减少对政府资助,奖学金的依赖,其主要原因在于(
刘某购买了一套已装修的普通商品住宅,建筑面积为120m2,总价为50.4万元。假
海上赔偿责任限制的主体包括:()A.船舶承租人 B.救助人 C.船舶所
自我意识第二次飞跃的主要表现为()。多选A.十分关心自己的人格特征和情绪特征
(2015年真题)下列关于本量利分析基本假设的表述中,不正确的是()。A.产销
最新回复
(
0
)