首页
登录
职称英语
The term investment portfolio conjures up visions of the truly rich—the Rock
The term investment portfolio conjures up visions of the truly rich—the Rock
游客
2024-06-18
42
管理
问题
The term investment portfolio conjures up visions of the truly rich—the Rockefellers, the Wal-Mart Waltons, Bill Gates. But today, everyone—from the Philadelphia firefighter, his part time receptionist wife and their three children, to the single Los Angeles lawyer starting out on his own needs a portfolio.
A portfolio is simply a collection of financial assets. It may include real estate, rare stamps and coins, precious metals and even artworks. But those are for people with expertise. What most of us need to know about are stocks, bonds and cash(including such cash equivalents as money-market funds).
How do you decide what part of your portfolio should go to each of the big three? Begin by understanding that stocks pay higher returns but are more risky; bonds and cash pay lower returns but are less risky.
Research by Ibbotson Associates, for example, shows that large-company stocks, on average, have returned 11.2 percent annually since 1926. Over the same period, by comparison, bonds have returned an annum average of 5.3 percent and cash, 3.8 percent.
But short-term risk is another matter. In I974, a one-year $1000 investment in the stock market would have declined to $735.
With bonds, there are two kinds of risk: that the borrower won’t pay you back and that the money you’ll get won’t be worth very much. The U.S. government stands behind treasury bonds, so the credit risk is almost nil. But the inflation risk remains. Say you buy a $1000 bond maturing in ten years, ff inflation averages about seven percent over that timer then the $1000 you receive at maturity can only buy $500 worth of today’s goods.
With cash, the inflation risk is lower, since over a bug period you can keep rellin6 over your CDs every year (or more often).If inflation rises, interest rates rise to compensate.
As a result, the single most important rule in building a portfolio is this: If you don’t need the money for a long time, then put it into stocks. If you need it soon, put it into bonds and cash.
选项
A、how to avoid inflation risks
B、what kinds of bends to buy
C、how to get rich by investing in stock market
D、how to become richer by spreading the risk
答案
D
解析
归纳概括题。需要总结归纳短文(段落)的主题(subject),中心思想(main idea),标题(title)或作者的写作目的(purpose)。通读全文后可知,本文主要介绍了投资的三种渠道,并分析了每种渠道的利弊(即风险程度),如何降低风险来投资致富,即D所指“如何降低风险来致富”。A“如何避免通货膨胀风险”,过于片面;B“买入哪种债券”,不是文章的主题;C“如何通过投资股票市场致富”,也过于片面。所以D为正确答案,可以概括文章中心思想。
转载请注明原文地址:https://tihaiku.com/zcyy/3639133.html
相关试题推荐
A—securitiesbusinessI—investmenttrustB—stockexchangecorporationJ—stock-jo
A—securitiesbusinessI—investmenttrustB—stockexchangecorporationJ—stock-jo
Whenitcomestosuccessfuloverseasinvestmentsthatcanyieldhighprofits,the
Theterminvestmentportfolioconjuresupvisionsofthetrulyrich—theRock
Localgovernmentispoliticaladministrationofthesmallestsubdivisionsof
Chinahasoutlinedanewapproachtoforeigninvestment,withplannerssayin
Chinahasoutlinedanewapproachtoforeigninvestment,withplannerssayin
Chinahasoutlinedanewapproachtoforeigninvestment,withplannerssayin
Chinahasoutlinedanewapproachtoforeigninvestment,withplannerssayin
Chinahasoutlinedanewapproachtoforeigninvestment,withplannerssayin
随机试题
ReadthearticlebelowaboutinternationalmarketingplaninCanada.Foreachqu
InthissurveywecangetallthefollowinginformationEXCEPT[br][originalte
Whichofthefollowingstatementsistrue?[br]Itcanbeinferredfromthelate
教育科学现已形成了一个庞大的科学体系,这个体系中的基础学科是()A.教育学
在美术教材的呈现方式中,下列说法正确的是( )。A.美术教材以教科书为主,画册
在从事融资融券交易期间,如果客户信用资质状况降低,可能出现的情形有()。 Ⅰ
2002-81.阴虚证可见 A.渴喜冷饮B.渴喜热饮C.渴不欲饮 D.
临床上,一般患者对阿司匹林的过敏现象不多见,但慢性支气管炎的患者对阿司匹林的过敏
某施工单位接受业主邀请,参加3个2.5万t级泊位海港高桩码头的投标,为此该施工单
质量管理的PDCA循环中,“D”的职能是()。A.将质量目标值通过投入产出
最新回复
(
0
)