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College students are paying more. They are taking on more debt. They are acc
College students are paying more. They are taking on more debt. They are acc
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2024-04-18
45
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问题
College students are paying more. They are taking on more debt. They are accepting worse jobs after they graduate and earning less than they did just five years ago. So how could it possibly be true that college is more important than ever? The answer is sunscreen.
College in today’s economy is like sunscreen on a scorchingly (炙热地) hot afternoon: You have to see the people who didn’t apply it to fully appreciate how important it is. The same way a scorching sun both makes sunscreen feel ineffective and makes it more crucial than ever, recessions can both make a college degree seem ineffective and make it more important than ever.
One of the confusing things about college is that it’s hard to keep straight its price, cost, and value. The sticker price of college—that is, the published tuition—isn’t paid by most middle-class students, who receive grants, tuition breaks, and tax benefits. The average net price of a bachelor’s degree is still 55 percent lower than the sticker price today. For many students, tax benefits eliminate the full cost of an associate’s degree. College is much cheaper than advertised.
But the true cost of higher education isn’t just the money you pay to attend school. It’s also the earnings you give up in the workforce. These lost earnings are quite apparent to, say, MBA applicants skipping $70,000 jobs to go to business school. Recessions lower the true cost of college because they make it easier to ignore the labor market for a few years and settle in for a degree. Even as the tuition cost of college has grown recently, the opportunity cost of college has fallen in the last few years because of the sick economy. The upshot is that, shockingly, the New York Fed found that the average "total" cost of a four-year degree isn’t much higher than it was 40 years ago.
It’s a myth that the average wage of college grads is always rising. In fact, college-grad wages have spent as much time falling as rising since the 1970s. Real college wages fell between 1970 and 1982, rose between 1982 and the mid-2000s, and now they’re falling again. But everybody else’s wages are falling even faster. The "college premium" is still near all-time highs.
The Internet is keenly excited today over a new Brookings study claiming that the student-loan crisis isn’t actually a crisis, since there’s no evidence that debtors are devoting a higher share of their monthly income to student loan payments. A second point it makes is clear and validated (验证) by other surveys by the New York Fed: Although student debtors owing more than $50,000 make up an outsized share of media reports about student debt, they make up a small share (less than 10 percent) of overall student debtors. [br] What does the author think about the college education according to the first two paragraphs?
选项
A、Its tuition becomes lower.
B、It leads students to a worse situation.
C、It is more important than before.
D、It is useless for people to make a living.
答案
C
解析
观点态度题。第一段第四、五句提到,大学比以往更加重要的说法怎么可能是真的呢?答案是大学就像防晒霜,而关于防晒霜的理论表明,大学比以往更加重要的说法是真的;第二段第二句指出,经济衰退既令大学文凭看起来没有用,又令大学文凭变得比以往更加重要。由此可见,作者认为大学教育与以往相比变得更加重要,故答案为C)。A)“大学教育的学费变低了”,第一段第一、二句提到,大学生如今开销更高。他们承担着更多的债务,故排除;B)“大学教育让学生陷人更糟的状态”,第一段第三句提到,大学生在毕业后找到的工作更差,赚的钱与五年前相比更少,但这并不表示是大学教育令学生陷入这种状态,由第二段最后一句可知,其实是经济衰退导致了这种状况,故排除;D)“大学教育对于人们谋生没有作用”,第二段最后一句指出,经济衰退只是令大学文凭看起来没有作用,而不是真的没用,该选项与原文的表述相反,故排除。
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