首页
登录
职称英语
When we worry about who might be spying on our private lives, we usually thi
When we worry about who might be spying on our private lives, we usually thi
游客
2024-04-03
38
管理
问题
When we worry about who might be spying on our private lives, we usually think about the Federal agents. But the private sector outdoes the government every time. It’s Linda Tripp, not the FBI, who is facing charges under Maryland’s laws against secret telephone taping. It’s our banks, not the Internal Revenue Service(IRS), that pass our private financial data to telemarketing firms.
Consumer activists are pressing Congress for better privacy laws without much result so far. The legislators lean toward letting business people track our financial habits virtually at will.
As an example of what’s going on, consider U.S. Bancorp, which was recently sued for deceptive practices by the state of Minnesota. According to the lawsuit, the bank supplied a telemarketer called MemberWorks with sensitive customer data such as names, phone numbers, bank-account and credit-card numbers, Social Security numbers, account balances and credit limits.
With these customer lists in hand, MemberWorks started dialing for dollars—selling dental plans, videogames, computer software and other products and services. Customers who accepted a "free trial offer" had 30 days to cancel. If the deadline passed, they were charged automatically through their bank or credit-card accounts. U.S. Bancorp collected a share of the revenues.
Customers were doubly deceived, the lawsuit claims. They didn’t know that the bank was giving account numbers to MemberWorks. And if customers asked, they were led to think the answer was no.
The state sued MemberWorks separately for deceptive selling. The company denies that it did anything wrong. For its part, U.S. Bancorp settled without admitting any mistakes. But it agreed to stop exposing its customers to nonfinancial products sold by outside firms. A few top banks decided to do the same. Many other banks will still do business with MemberWorks and similar firms.
And banks will still be mining data from your account in order to sell you financial products, including things of little value, such as credit insurance and credit-card protection plans.
You have almost no protection from businesses that use your personal accounts for profit. For example, no federal law shields "transaction and experience" information—mainly the details of your bank and credit-card accounts. Social Security numbers are for sale by private firms. They’ve generally agreed not to sell to the public. But to businesses, the numbers are an open book. Self-regulation doesn’t work. A firm might publish a privacy-protection policy, but who enforces it?
Take U.S. Bancorp again. Customers were told, in writing, that "all personal information you supply to us will be considered confidential." Then it sold your data to MemberWorks. The bank even claims that it doesn’t "sell" your data at all. It merely "shares" it and reaps a profit. Now you know. [br] We can infer from the passage that______.
选项
A、banks will have to change their ways of doing business
B、privacy protection laws will soon be enforced
C、consumers’ privacy will continue to be invaded
D、free trial practice will eventually be banned
答案
C
解析
第6段讲到,U.S.Bancorp受指控后,同意不再把客户资料泄漏给兜售非金融产品的外界公司,一些大银行也决定这么做。但依然有很多其他银行与MemberWorks公司及其他类似的公司做生意,由此可见,人们的私人信息依然会被泄露盗取,故选C。A与原文will still do business不符;B、D无原文依据。
转载请注明原文地址:https://tihaiku.com/zcyy/3538777.html
相关试题推荐
[originaltext]Thefirstyearofcollegeisusuallyatimetolearnandhave
Whenweworryaboutwhomightbespyingonourprivatelives,weusuallythi
Whenweworryaboutwhomightbespyingonourprivatelives,weusuallythi
[originaltext][16]Theprivatemotorvehiclehasgivenusafreedomourancesto
[originaltext][16]Theprivatemotorvehiclehasgivenusafreedomourancesto
[originaltext][16]Theprivatemotorvehiclehasgivenusafreedomourancesto
[originaltext]Manymigrantwomengotoworkinprivatehomesascleaners,cooks
[originaltext]Manymigrantwomengotoworkinprivatehomesascleaners,cooks
Weusuallythinkofpaydaylenders,pawnshops(典当行)andotherhigh-costloan
Weusuallythinkofpaydaylenders,pawnshops(典当行)andotherhigh-costloan
随机试题
Howcanwegetridofgarbage?Dowehaveenoughenergysourcestomeetour
Accordingtothefirstparagraph,theauthorseemstothinkthat[br]Thebigges
入侵检测通过对计算机网络或计算机系统中的若干关键点收集信息并进行分析,发现网络或
ABO血型不合引起的新生儿溶血病最常见于()A.母亲血型为“A”,新生儿血
教师的管理学生权包括:指导学生的学习和发展权、学生学业成绩评定权、______。
金融衍生品存续期间发生重大业务风险、重大业务损失或影响持续运行等重大事件的,证券
面试热点:支教的背景真暖心 【热点背景】 春风十里不如你,无论条件多
证券公司内部控制的目标有()。 A.保证经营的合法合规及证券公司内部规章制度
共用题干 某运输企业投资400万元,购买了20辆额定吨位为5吨的货车,预计年固
在2015版ISO9000族标准的构成中,《质量管理体系基础和术语》,通过(
最新回复
(
0
)