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  3. In some countries certain kinds of insurance are compulsory. In others, most

In some countries certain kinds of insurance are compulsory. In others, most

游客2024-02-29  51
问题     In some countries certain kinds of insurance are compulsory. In others, most kinds are【B1】______unknown. In addition, the cost of insurance and the type of coverage provided vary widely from country to country. But the【B2】______principle of insurance-sharing risk- remains the same.
    Naturally, the more property a person owns, the more he has to lose. Similarly, the more family【B3】______a person has, the greater the impact if he or she dies or becomes physically disabled. Having insurance can reduce one’s concern about the【B4】______of suffering a loss of property or a disabling accident.
    Yet, is it wise to spend money on insurance even though a claim may never be made? Is keeping a spare tire in the car a wasted investment, even if the tire is never needed? The sense of security to the car driver may make the expense of the extra tire【B5】______. While【B6】______ compensation cannot make up for certain losses, it may compensate for other losses.
    Much of the insurance【B7】______by individuals falls into the【B8】______of property, health, disability, and life insurance.
  【B9】______. It is among the most common forms of risk management. Health insurance pays some medical expenses or may pay for only certain medical care.【B10】______Disability insurance provides some income if a person is injured and cannot work. Life insurance provides financial assistance to a person’s dependents in case of his or her death.【B11】______. [br] 【B5】
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