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[originaltext]M: Do you think people today do a good job of planning for financ
[originaltext]M: Do you think people today do a good job of planning for financ
游客
2024-02-21
16
管理
问题
M: Do you think people today do a good job of planning for financial emergencies?
W: Well, I think most people want to have a secure future. Um, however, the information they need to achieve financial security isn’t at their fingertips. For example, well, they need to establish their goals, for instance, how much money do they need to live?
M: Then how much money do you think people need to save for themselves?
W: Well, the thing is, you should have 3-6 months of monthly salary saved, so whatever your monthly salary is, you should have enough to pay your expenses for 3-6 months without any income.
M: And then in addition to that, most of us need to plan for college, retirement, taking care of parents, etc.
W: Uh-huh. And the kinds of things that rise up unexpectedly, for example, like the water heater blowing up or the car not starting in the morning.
M: So, what’s the biggest mistake people make?
W: Well, they tend to live from paycheck to paycheck. And when something unexpected occurs, if they don’t have someone to help, they just go deeper and deeper into debt, then fall farther and farther behind their payments.
M: So, if you could give people one piece of advice to make their financial future more secure, what would you suggest?
W: The best advice I can give is that "Pay yourself first". When you get your paycheck, save some portion of it, even $ 10 a week. That’s giving up a movie or one stop at a fast food restaurant.
Questions:
19. According to the woman, how much money should people save for themselves?
20. What’s the biggest mistake people make in the aspect of finance?
21. What does "Pay yourself first" refer to?
选项
A、Take more education and make yourself promoted quickly.
B、When you get your paycheck, save some portion of it.
C、Lend money from bank when you want to prepare for the future.
D、Accumulate money by all means.
答案
B
解析
细节题。男士请女士谈一下如何使人们的financial future更加安全,女士给出的建议就是Pay yourselffirst,并在下旬中给出了解释,即: When you get your paycheck,save some portion of it(领到工资后把一部分存起来)。其他三个选项的内容没有提及。因此答案是B。
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