首页
登录
职称英语
【B1】 [br] 【B11】 [originaltext] More and more Americans are reading their own c
【B1】 [br] 【B11】 [originaltext] More and more Americans are reading their own c
游客
2024-02-15
34
管理
问题
【B1】 [br] 【B11】
More and more Americans are reading their own credit report. Credit reports are issued by lenders to decide how risky it would be to offer a loan or credit to an individual.
The report holds information about a person’s current loans and credit-card debt It records late payments of bills and any unpaid loans. It all adds up to a credit history. These days, though, lenders often welcome people with bad credit histories. They are charged higher interest rates and other loan costs.
Some Americans want to read their credit report to know if they have been a victim of identity theft. They can see if any loans or credit cards have been opened in their name with stolen personal information.
Another reason is that credit reports are not always correct. They might contain wrong information or old’ information.
Before 1971, Americans could not see any of this information. One change, in 2001, permits people to see their FICO score. FICO is short for the Fair Isaac Corporation. That company developed a way to represent credit risk with a number. The number is based on information gathered by credit reporting agencies.
Fair Isaac says many lenders not just in the United States but around the world use its technology to create credit scores. But lenders are not the only ones interested in these numbers. As of May, the company says it sold ten million credit scores to individuals.
People with high scores can expect lower interest rates for loans. The idea is that the higher the score, the lower the risk. Paying bills on time and paying off credit-card debt improves credit scores.
选项
答案
People with high scores can expect lower interest rates for loans. The idea is that the higher the score, the lower the risk.
解析
转载请注明原文地址:https://tihaiku.com/zcyy/3453018.html
相关试题推荐
[originaltext]Theworld’sfirsttotallyautomaticrailwayhasbeenbuiltun
[originaltext]Theworld’sfirsttotallyautomaticrailwayhasbeenbuiltun
[originaltext]Theworld’sfirsttotallyautomaticrailwayhasbeenbuiltun
[originaltext]Formanyyears,T-shinsweresimpleshort-sleevedundershirts
[originaltext]Formanyyears,T-shinsweresimpleshort-sleevedundershirts
[originaltext]Silenceisunnaturaltoman.Hebeginslifewithacryanden
[originaltext]Silenceisunnaturaltoman.Hebeginslifewithacryanden
[originaltext]W:ThisisMrs.Jones.Theremustbesomethingwrongwithmyair-
[originaltext]W:ThisisMrs.Jones.Theremustbesomethingwrongwithmyair-
[originaltext]W:Hi,Jack!Whatissointeresting?M:Hi,Jane.I’mthinkingab
随机试题
Who’sReallyAddictingYoutoTechnology?[A]"Nearlyeveryone
Itseemsyoualwaysforget—yourreadingglasseswhenyouarerushingtowork
[originaltext]W:ShallwehaveanEnglishtestthisafternoon?M:Itispostpon
Hello,everyone.Itisagreatpleasuretohaveyouasassistantstohelp【B1】___
用钢丝绳做物料提升机缆风绳时,直径不得小于9.3mm。()
下列选项中属于土地承包经营权的客体的有( )。A.农民集体所有的农地 B.国
为了解雌激素水平进行阴道脱落细胞检查,最理想的取材部位是A.阴道下段前壁 B.
(2017年)衍生产品类证券产品具有的显著特征包括()。 Ⅰ跨期性Ⅱ杠杆性
某分部工程双代号网络计划如下图所示,提供的正确信息有()。 A、工作B为
细胞内参与hnRNA剪切、转运的RNA主要是( )。A.snRNA B.sn
最新回复
(
0
)