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  3. What would you do if your wallet became harder to open as your spending appr

What would you do if your wallet became harder to open as your spending appr

游客2024-02-11  44
问题     What would you do if your wallet became harder to open as your spending approached or exceeded your budget? Would you【C1】______twice about where your money was going?
    Part of the reason so many people spend too much, or fail to【C2】______to self-imposed budgets, is because spending money has become a(n) 【C3】______in our increasingly cashless society. Credit cards provide immediate satisfaction, but no immediate【C4】______. So many researches suggest taking【C5】______dollars from your wallet is more【C6】______, and leads you to spend less.
    Following a budget feels too much【C7】______dieting. And we often fail at both【C8】______the same reasons: too much focus on the【C9】______, not enough attention to fun.【C10】______it’s not surprising when people end up spending more or【C11】______more calories.
    But there are plenty of mental【C12】______and strategies that can make your budgeting more【C13】______now. In fact, the best strategy is not to think about it as budgeting at all.【C14】______, set up broad goals and automate all savings.
    "Self-control is wonderful, but it’s just not【C15】______," said Meir Statman, a finance professor. Start by becoming more【C16】______of your spending, whether you write it down in a notepad or on Web sites. Then, give your spending plan a sense of【C17】______; budgets with a definite goal,【C18】______it’s a European vacation or buying a home, tend to be the most successful.
    And think about it【C19】______as a way to keep things simple: instead of setting up a(n) 【C20】______detailed budget, first decide how much you want to save for retirement and other goals, then work with, what’s left over. [br] 【C19】
选项 A、backward
B、forward
C、upward
D、downward
答案 A
解析 考查副词辨析。backward“向后地”；forward“向前地”；upward“向上地”；downward“向下地”。下文提到不要先定预算，而是先确定省下多少钱，这是一种逆向思维，故选A。
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