首页
登录
职称英语
Of all the lessons taught by the financial crisis, the most personal has bee
Of all the lessons taught by the financial crisis, the most personal has bee
游客
2024-01-22
91
管理
问题
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management. We take out home loans we can’t afford. We run up sky-high credit-card debt. We don’ t save nearly enough for retirement.
In response, supporters of financial-literacy education are moving with renewed enthusiasm. School districts in states such as New Jersey and Illinois are adding money-management courses to their curriculums. The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March.
Students with top scores on that exam will receive certificates—but chances for long-term benefits are slim. As it turns out, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how well students learn about things such as budgeting, credit cards, insurance and investments. A recent survey of college students conducted for the Jumpstart Coalition for Personal Financial Literacy found that students who’d had a personal-finance or money management course in high school scored no better than those who hadn’ t.
"We need to figure out how to do this the right way," says Lewis Mandell, a professor at the University of Washington who after 15 years of studying financial-literacy programs has come to the conclusion that current methods don’ t work. A growing number of researchers and educators agree that a more radical approach is needed. They advocate starting financial education a lot easier than high school, putting real money and spending decisions into kids’ hand and talking openly about the emotions and social influences tied to how we spend.
Other initiatives are tackling such real-world issues as the commercial and social pressures that affect purchasing decisions. Why exactly do you want those expensive brand-name shoes so badly? "It takes confidence to take a stand and to think differently," says Jeroo Billimoria, founder of Aflatoun, a nonprofit whose curriculum, used in more than 30 countries, aims to help kids get a leg up in their financial lives. "This goes beyond money and savings." [br] Lewis Mandell suggests that we should figure out how to___.
选项
A、carry out financial-literacy education properly
B、manage money in a more efficient way
C、help students score better in money-management courses
D、improve the social awareness of financial education
答案
A
解析
细节题。短文第四段第一句指出We need to figure out how to do this theright way,联系上下文可知this指的就是上文进行金融知识教育。故选A。
转载请注明原文地址:https://tihaiku.com/zcyy/3385161.html
相关试题推荐
[originaltext]ThedebtcrisisinGreecehasgainedtheworld’sattention.H
Globalwarmingmayornotbethegreatenvironmentalcrisisofthe21st
Ofallthelessonstaughtbythefinancialcrisis,themostpersonalhasbee
Ofallthelessonstaughtbythefinancialcrisis,themostpersonalhasbee
Ofallthelessonstaughtbythefinancialcrisis,themostpersonalhasbee
About2percentofAmericanstudentsarenowtaughtathome.Educatorsarec
About2percentofAmericanstudentsarenowtaughtathome.Educatorsarec
About2percentofAmericanstudentsarenowtaughtathome.Educatorsarec
Atschoolourchildrenaretaughttoaddupandsubtractbut,extraordin
Atschoolourchildrenaretaughttoaddupandsubtractbut,extraordin
随机试题
[img]2019m10x/ct_epekz005_epelist_0313_201909[/img][br][originaltext]1.My
[img]2021m3x/ct_ve01004002m_eyyjsbcloze_0250_202103[/img]Lastweek,onB
Ican’talwaysremembertheirnames,butinmynightmaresIcanseetheirfa
[originaltext]W:Hi!WelcometoRentalPropertyManagement.MayIhelpyou?M:
为什么进行宏观调控的财政政策和货币政策一般被称为需求管理的政策
EverytimeImether,shewouldshowher
肺总容量等于:A.潮气量加肺活量 B.潮气量加功能残气量 C.功能残气
取某药物约0.2g,加水20ml溶解后,缓缓滴入温热的碱性酒石酸试液,即生成红色
在检测验收时,对照设计资料检查江、河、湖、海、水库和水塘等天然水源的水量、水质是
关于应收账款周转率,下列说法正确的是()。A:应收账款周转率说明应收账款流动的速
最新回复
(
0
)