首页
登录
职称英语
Consumers in California seeking personal loans have fewer banks to turn to than
Consumers in California seeking personal loans have fewer banks to turn to than
游客
2024-01-13
69
管理
问题
Consumers in California seeking personal loans have fewer banks to turn to than do consumers elsewhere in the United States. This shortage of competition among banks explains why interest rates on personal loans in California are higher than in any other region of the United States. Which of the following, if true, most substantially weakens the conclusion above?
选项
A、Because of the comparatively high wages they must pay to attract qualified workers, California banks charge depositors more than banks elsewhere do for many of the services they offer.
B、Personal loans are riskier than other types of loans, such as home mortgage loans, that banks make.
C、Since bank deposits in California are covered by the same type of insurance that guarantees bank deposits in other parts of the United States, they are no less secure than deposits elsewhere.
D、The proportion of consumers who default on their personal loans is lower in California than in any other region of the United States.
E、Interest rates paid by California hanks to depositors are lower than those paid by banks in other parts of the United States because in California there is less competition to attract depositors.
答案
A
解析
本题读题重点也是段落最后一句话,其推理关系为缺乏竞争一贷款利率高,实际上,我们发现“缺乏竞争”是对“贷款利率高”的解释,暗含其是惟一原因。反对多用“有他因”的思路。(A)指出是由于加州的服务成本高而导致贷款利率高,所以(A)正确;(B)是在“personal loans”与“other types of loans”之间做了无关比较,且上面推理并未涉及“other types of loans”;(E)易误选,但(E)表明加州银行向储户支付的利率低,说明其成本低,但成本低应导致贷款利率低才对,这与“贷款利率高”的事实不符,而事实一般不能反对,所以(E)不对。
转载请注明原文地址:https://tihaiku.com/zcyy/3358989.html
相关试题推荐
KidsoftenaskScoutBassett,ofPalmDesert,California,ifshewishessheh
KidsoftenaskScoutBassett,ofPalmDesert,California,ifshewishessheh
KidsoftenaskScoutBassett,ofPalmDesert,California,ifshewishessheh
KidsoftenaskScoutBassett,ofPalmDesert,California,ifshewishessheh
Consumersshoulddo______thansimplycomplainaboutthepoorqualityofgoods.A、
TheCalifornialawmakersvotedThursdaytoraisethelegalagetobuytobacco
TheCalifornialawmakersvotedThursdaytoraisethelegalagetobuytobacco
TheCalifornialawmakersvotedThursdaytoraisethelegalagetobuytobacco
TheCalifornialawmakersvotedThursdaytoraisethelegalagetobuytobacco
Coffeeisapowerfuldrink.Onapersonallevel,ithelpskeepusawakeandac
随机试题
ShehastwentyAmericanstudentsinherclass.There______twentyAmericanstuden
下列需求中( )不是ERG理论的内容。A.生存需求 B.关系需求 C.安全
EDFA在WDM系统中工作时的模式有三种:自动增益控制模式、自动功率控制模式和自
A.1 B.0.8 C.0.7 D.0.16 E.<50% H.N蛋白
三波形梁钢护栏的组成构件有()。A.三波形梁板 B.立柱、防阻块 C.
根据《旅行社责任保险管理办法》规定,因抢救受伤人员需要保险公司先行赔付保险金用于
A.拔毒化腐 B.清热解毒 C.杀虫止痒 D.润肠通便 E.截疟镇惊朱砂
软膏剂透皮吸收的叙述中正确的是A.软膏剂按分散系统分为两类:溶液型和乳剂型B.其
设高温热源的热力学温度是低温热源的热力学温度的n倍,则理想气体在一次卡诺循环中,
2011-149.下列选项中,符合山茱萸收敛固涩作用的是 A.固精缩尿B.收
最新回复
(
0
)