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Narrator Listen to a talk between two students. Now get ready to a
Narrator Listen to a talk between two students. Now get ready to a
游客
2024-01-04
29
管理
问题
Narrator
Listen to a talk between two students.
Now get ready to answer the questions. You may use your notes to help you answer. [br] What does Student B mean when he says this?
Student A Hi, Sam!
Student B Hello, Lisa! How’s everything going?
Student A Not bad. I’m just thinking about a question. Do you think people today do a good job of planning for financial emergencies?
Student B Well, I think most people want to have a secure future. Umm, however, the information they need, umm, to achieve financial security isn’t at their fingertips.
Student A What do you mean by this?
Student B Umm, okay, for example, well, they need to establish their goals, for instance, how much money do you need to live, what would be a basic amount that you need to survive?
Student A Yeah, that is worth thinking about.
Student B What’s more, they have to take other things into consideration like whether they want to pay for their children to go to college and which college they’re going to go to.
Student A And also they need to think about their parents.
Student B That’s true. Many people born during the baby boom are faced with having to care for a parent, which is an added expense and has to be considered in any future financial decisions.
Student A Then how much money do you think people need to save for themselves?
Student B Well, the thing is, you should have 3-6 months of monthly salary saved, so whatever your monthly salary is, you should have enough to pay your expenses for 3-6 months without any income.
Student A And then in addition to that, most of us need to plan for college, retirement, taking care of parents, etc.
Student B Uh-huh. And the kinds of things that arise unexpectedly, for example, like the water heater blowing up or the car not starting in the morning.
Student A So, what’s the biggest mistake people make?
Student B Well, they tend to live from paycheck to paycheck.
Student A Live from paycheck to paycheck?
Student B Yeah. I mean when something unexpectedly occurs, if they don’t have someone to help them, they just go deeper and deeper into debt, you fall farther and farther behind in your payments. Or, it gets so bad that you lose everything, like what has happened to many people who are forced into homelessness and are there because their debts became overwhelming.
Student A So, if you could give people one piece of advice to make their financial future more secure, what would you suggest?
Student B Younger people often spend every last cent that they earn. They live from paycheck to paycheck. After they pay their bills, they complain that there’s nothing left over to save. The best advice I can give is to say, "pay yourself first".
Student A I agree with you. The first thing is to "pay yourself".
Student B Surely. When you get your paycheck, save some portion of it, even just $10 a week. That’s giving up a movie, and one stop at a fast food restaurant. Let’s say you start with $ 3000, and you add $10 a week to that at a pretty reasonable rate of 13% a year. In 60 years you’ll have $ 5.6 million dollars. That’s pretty amazing, isn’t it?
Student A Yeah. That’s really a big amount! Well, you’ve really given me some great advice! Thanks a million!
Student B Ha! You’re welcome!
选项
A、The difficulty lies in the relationship between their fingertips.
B、Nobody can see his future by just studying his hands.
C、Everybody needs help to understand how to achieve financial security.
D、People tend to miss out on financial opportunities.
答案
C
解析
本题为语用理解题中的功能题,要求考生听话听音,能够弄清楚讲话者的目的。题目问:学生B说该句话时想表达的意思是什么?该句话是:“Well, I think most people want to have a secure future. Umm, however, the information they need, umm, to achieve financial security isn’t at their fingertips(我想大部分人都想有个可靠的未来。然而,要获得他们所需的经济保障的信息并不是唾手可得的)”,因此,说话人是想说明:人们要获得经济保障,避免个人经济危机的发生,是需要相关的信息作指导的,而这些信息并不容易得到。所以C为正确答案。
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