______ [br] [originaltext]Passage 1: In many Western societies, including t

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问题 ______  [br]  
Passage 1:
   In many Western societies, including the United States, a person who does not maintain "good eye contact" is regarded as being slightly suspicious. Americans unconsciously associate people who avoid eye contact as unfriendly, insecure, untrustworthy, inattentive and impersonal. However, in contrast, Japanese children are taught in school to direct their gaze at the region of their teacher’s neck or tie knot, and, as adults, Japanese lower their eyes when speaking to a superior, which is a gesture of respect. Latin American cultures, as well as some African cultures, have longer looking time, but prolonged eye contact from an individual of lower status is considered disrespectful.
Passage 2
   In the United States today, many college graduates claim bankruptcy so that they can avoid repaying money they borrowed from the federal government to finance their education. In fact, more than 300,000 student borrowers now owed the government over $ 500 million. Statistics show that students are not good risks. Whereas the student default rate now stands at over 12 percent, banks report that nonstudent loan delinquency seldom exceeds 3 percent. Apparently, the lack of money is not the only reason for nonpayment. A US government department found that 300 of its employees, some currently earning up to $ 63,000, had defaulted on student loans.

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答案 当今在美国,有许多大学毕业生宣告破产,这样,他们就可以逃避/不用偿还联邦政府借给他们的教育贷款。事实是,有超过30万的学生借款者目前欠政府高达5亿美元(的债务)。统计显示,给学生贷款风险不小。目前学生的赖贷/赖账/欠账/坏账率高达12%以上,而根据银行的报表/报告,非学生贷款拖欠率几乎不会超过3%。显然,缺钱并不是不还款的唯一理由,美国一政府部门发现其雇员中有300人曾经拖欠其学生贷款/在学生贷款上赖账,其中一些人的(年)收入已高达6万3千美元。

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