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  3. [audioFiles]2016m8x/audio_ezfj_ezflisteningd_201607_148[/audioFiles] Bankrup

[audioFiles]2016m8x/audio_ezfj_ezflisteningd_201607_148[/audioFiles] Bankrup

游客2023-11-01  22
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答案     Bankruptcy
    Bankruptcy is a legal process for people and businesses that are in debt. / It is designed to help them get a new start. / It is also designed to help their creditors get paid / at least some of what they are owed. /
    In America, two kinds of bankruptcy are most common for individuals. / These are called chapter seven and chapter thirteen. / They are named after the parts of the United States Code that define them. /
    Chapter thirteen bankruptcy requires people to have a plan to repay their creditors. / They make payments for three to five years / until most of their debt is paid off. / In chapter seven bankruptcy, people must give up some of their property. / The property is then sold to pay their creditors. / But the people are able to keep the money they earn / after they bring their bankruptcy case. / Under chapter seven they are also able to keep most of the property they buy after that time. /
解析     破产
   破产是为负债人和负债公司制定的一个法律程序。美国有两种最常见的个人破产方式——被称为第七章和第十三章。第十三章规定，债务人必须制定在三至五年内还清债务的计划。根据第七章的要求，债务人必须将其部分财产卖掉，以清偿债权人。但是，债务人可以在破产案之后保有所赚得的收入。
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