首页
登录
职称英语
Today, more and more people are using credit cards instead of money to buy t
Today, more and more people are using credit cards instead of money to buy t
游客
2023-10-31
31
管理
问题
Today, more and more people are using credit cards instead of money to buy the things they need. Almost anyone who has a steady income and a continuous work record can apply for a credit card. If you have a credit card, you can buy a car, have a dinner, take a trip, and even get a haircut by charging the cost to your account. In this way you can pay for purchases "a month or two later, without any extra charge. Or you may choose to spread out your payments over several months and pay only part of the total amount each month. If you do this, the credit card company or the bank who sponsors the credit card will add a small service charge to your total bill. This is very convenient for the customer. With the credit card in your wallet or purse, you don’t have to carry much cash. This saves you trips to the bank to cash checks or draw cash. Also if you carry credit cards instead of a lot of cash, you don’t have to be concerned about losing your money through carelessness or theft. The card user only has to worry about paying the final bill. This of course can be a problem if you charge more than you can pay for.
Credit cards are big business. Americans spend $16 billion a year on credit cards and there are already 590 million of them in circulation. Many banks sponsor their own credit companies and issue cards free to their customers. Other credit card companies charge their members annual dues. The stores that accept credit cards must pay a small fee to the credit card company — a percentage of purchase price of the merchandise or service. In return, the credit card company promptly pays the store for the merchandise or service. Credit card companies make a profit from the fees they charge the stores and also from the fees collected from customers who pay for their charges in monthly installments.
However, credit card companies sometimes have problems collecting overdue payments from unreliable customers. Also the use of stolen, lost, or counterfeit credit cards by criminals has become a big headache for the credit card companies which are responsible for the goods and services illegally charged to their customers’ account. [br] According to the passage, which of the following is NOT a channel for the credit card company to make a profit?
选项
A、Membership fees for credit card users.
B、A heavy fine for overdue payments.
C、Service charges for stores that accept credit cards.
D、Service charges for card users who pay back over a period.
答案
B
解析
事实细节题。第二段详细介绍了银行如何通过信用卡盈利,A,C,D都有提到,只有B没有涉及,所以答案为B。
转载请注明原文地址:https://tihaiku.com/zcyy/3145714.html
相关试题推荐
Today,moreandmorepeopleareusingcreditcardsinsteadofmoneytobuyt
Today,moreandmorepeopleareusingcreditcardsinsteadofmoneytobuyt
Today,moreandmorepeopleareusingcreditcardsinsteadofmoneytobuyt
Onebillionpeopleintheworldareshortofwater.Howcanthisproblembe
[originaltext]Theresa:Hi,Frank,yoursurveysoundsverygood.Howmanypeople
[originaltext]Theresa:Hi,Frank,yoursurveysoundsverygood.Howmanypeople
[originaltext]Theresa:Hi,Frank,yoursurveysoundsverygood.Howmanypeople
Somepeoplecontendthatadvertisinghaspositiveimpactonsocietywhileothers
Peopleofallcountriesareexpectedto______theprinciplesoftheUnitedNation
PASSAGETWO[br]Whyareagrowingnumberofpeopleusingcreditcardsnowadays?
随机试题
[audioFiles]audio_eusm_j01_141(20099)[/audioFiles]A、Hiserrorsweremainlyint
Aroundtheworldmoreandmorepeoplearetakingpartindangeroussportsan
关于采用地质雷达法进行隧道超前地质预报,请回答以下问题。(4)关于地质雷达法的预
某初产妇34岁,妊娠39周,规律宫缩2小时,宫口开大4cm,给予肌内注射缩宫素3
男,43岁,间断上腹痛、腹胀2年。胃镜检查发现有明显胆汁反流,诊断为碱性反流性胃
A、B、C、D四家公司于2010年1月分别对甲、乙、丙、丁公司进行同一控制下的重
关于嗅诊的描述,下列哪项不正确A:尿毒症病人呼吸中有氨味 B:肝性脑病病人有肝
下列哪项不是营气与卫气的主要区别点A.行于脉中与行于脉外 B.生于水谷与源
红细胞渗透脆性试验开始溶血的参考值(NaCl液)是A.0.40%~0.38%B.
企业的各种明细分类账都是根据记账凭证、原始凭证或汇总原始凭证登记的。( )
最新回复
(
0
)