2. 职称英语
  3. A budget (预算) is a spending plan. It can help you spend money wisely. It can

A budget (预算) is a spending plan. It can help you spend money wisely. It can

游客2023-10-07  23
问题    A budget (预算) is a spending plan. It can help you spend money wisely. It can do this by cutting out wasteful spending. Of course, preparing a budget takes planning, and following a budget takes willpower (自制力). You budget should meet your family’s needs and income.
   The first step in creating a budget is to set your goals. What do6s your family need and want? You must know all that to work out the details of the budget. Never spend more than you can. Then decide which goals are the most important.
   The next step is estimating family income. Before you can plan wisely, you need to know how much money you have to spend! Write down all the money you expect to receive (wages, saving, interest, etc.) during the planned budget period.
   After you have calculated how much money will be available, it is time to estimate expenses. List all of your family expenses.
   If you are not satisfied with what you got for your money, look carefully at your spending. Studying your records will show where overspending has occurred. It will also point out poor buying habits.
   It is also a good idea to set aside a small amount of money for emergencies (紧急情况). Every family has small emergencies: a blown tier, a broken device, or the need for medical care.
选项 A、It can help you set your goals clearly.
B、It can help you save a lot of money.
C、It can help you get rid of poor buying habits.
D、It can help you spend money wisely.
答案 D
解析 细节题。问的是“根据文章，预算有什么好处?”根据文章来找细节，只有D项符合。A项是做预算的第一步；B项和C项文中没有提及，故选D。
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