首页
登录
职称英语
Borrowing to start a business is not easy. Getting a bank loan, particularly
Borrowing to start a business is not easy. Getting a bank loan, particularly
游客
2023-09-22
34
管理
问题
Borrowing to start a business is not easy. Getting a bank loan, particularly for a new small business, is like going through the eye of a needle.
Banks favor established business people with a solid credit rating and a large bank account. They should also have experience in the business they propose to enter, and offer well-prepared business plans that show the ability to repay the loans. If you are not such a person, then you need to double your preparations to convince the banker to lend you that much needed start-up capital. If your business is new and small, bankers will need to know as much as possible about you and your business.
However, many small business owners often make the mistake of not being well prepared when going to the bank to apply for the loan. Surprisingly, many loan applicants don’t even have the slightest idea how or when they intend to repay the money they request. Often they don’t even know how much money they need. When asked how much money they want to borrow, many people give these two common responses: "How much money can I get?" and "As much as possible." Is it any wonder that lenders say no?
So the most important thing is do your homework before you ask for a loan. [br] Banks prefer to give a loan to those who ______.
选项
A、are in need of start-up capital
B、have the ability to pay it back
C、own an old and large business
D、haven’t borrowed money before
答案
B
解析
事实判断题。本题询问“银行更愿意把钱借给谁?”第2段第1句和第2句提到了银行愿意给哪些商人贷款,这两句提到了这些商人具有的几个特点:地位稳固、信誉良好、在银行开有大账户,有相关经验,有准备好的经营计划和有还贷能力等,选项B(有还款能力)就是其中之一,故该选项为本题答案。
转载请注明原文地址:https://tihaiku.com/zcyy/3035949.html
相关试题推荐
Welcometooursmallbusinessset-upguide,providingalltheinformationyo
Welcometooursmallbusinessset-upguide,providingalltheinformationyo
Welcometooursmallbusinessset-upguide,providingalltheinformationyo
Lindaisbusy(get)______readyfortomorrow’sexam.getting本题考查固定搭配。bebusydoin
Conversation:Thefollowingaretwobusinessletters.Afterreadingthem,yo
Conversation:Thefollowingaretwobusinessletters.Afterreadingthem,yo
Conversation:Thefollowingaretwobusinessletters.Afterreadingthem,yo
EnglishforBusinessStudiesisacourseforupper-intermediateandadvanced
EnglishforBusinessStudiesisacourseforupper-intermediateandadvanced
Itcanbea(cost)______andenergy-consumingbusinesstosellingyourhousein
随机试题
TheancientreputationofVikingsasbloodthirstyraidersoncoldnorthernse
TheAmericanDream:MythorRealityI.Orignoftheterm:A.
Whenearlyexplorerssailedroundtheworld,theyusethestarstoshow【M1
ExaminationshavealongerhistoryinChinathaninanyothercountry,yetitis
Sinceadvertisementexpensesformpartofthecostofproduction,whichhastobe
某项目质量管理员希望采用一些有助于分析问题发生原因的工具,来帮助项目组对各种可能
关于招标控制价的相关规定,下列说法中正确的是( )。A.国有资金投资的工程建设项
直流电源柜门无法关闭,影响直流系统运行,缺陷性质为()(A)一般缺陷(B)
企业在参与市场竞争的过程中,力求生产销售竞争对手所不能制造出的创新性商品,以()
宋某与江某是夫妻,育有三个儿子,分别是宋大,宋二和宋小。宋大英年早逝,留下一子宋
最新回复
(
0
)