首页
登录
职称英语
[originaltext] Learning to live off your investments in retirement is harder
[originaltext] Learning to live off your investments in retirement is harder
游客
2023-09-04
28
管理
问题
Learning to live off your investments in retirement is harder than saving the money to begin with. Particularly in this unpredictable investment environment,cutting yourself a regular retirement check from your investments can be scary. (26) Purchasing a fund is a retirement planning possibility that many retirees are reluctant to embrace because there’s no inflation protection and no flexibility. In the last couple of years,some investment management companies have rolled out an alternative called a managed-payout fund. Last weekend,the Wall Street Journal examined how well some of these funds have done and the news was pretty discouraging. (27) The report made it clear that living on investment income on a tight budget can be rough. If you are still a distance from retirement, here’s a little exercise you might consider. (28) It doesn’t require spending any money and you might learn something important about your ability to live on your savings. Choose a managed-payout fund, see how it is invested, and allocate your savings in the same way the fund does. Once every quarter,subtract the amount of money that you would be taking out and see how well you do. If you feel good about how the fund is managing your money,you might consider including it in your retirement strategy. (28) Or maybe this exercise will convince you that you can manage your money yourself—and save the management fees. If you don’t like the result,you haven’t lost any real money and you can cross that strategy off the retirement planning list.
26. Why are many people reluctant to invest in funds for retirement?
27. What did the report by Wall Street Journal find out?
28. What’s the benefit of the exercise according to the passage?
选项
A、There is little profit margin.
B、It is risky and hard to practice.
C、Many people are unfamiliar with it.
D、The market is unpredictable.
答案
B
解析
文中提到许多退休的人都不愿意购买基金,因为这样做既没有通货膨胀的保护措施,也不灵活。所以许多人不愿意把退休金投资到股票里是B)“因为这样做有风险、难操作”。D)“市场难以预料”不是文中提到的直接原因,排除。
转载请注明原文地址:https://tihaiku.com/zcyy/2985641.html
相关试题推荐
Itisoneoftheparadoxesofsocialintercoursethata______ismuchharderto
Languagelearningisaslow______process.A、destructiveB、cumulativeC、turbulen
[originaltext]W:Areyoureallygoingtoquityourjob?M:Well...I’mnotsure.
[originaltext]W:Areyoureallygoingtoquityourjob?M:Well...I’mnotsure.
[originaltext]W:Youcaneithergowithmeoryoucanstayhereattheapartmen
[originaltext]W:Youcaneithergowithmeoryoucanstayhereattheapartmen
[originaltext]Wethinkofaerobicsasbeingahighimpactactivitybutactu
[originaltext]Wethinkofaerobicsasbeingahighimpactactivitybutactu
[originaltext]Today,ChineseAmericansmakeuplessthan1%oftheU.S.pop
[originaltext]Today,ChineseAmericansmakeuplessthan1%oftheU.S.pop
随机试题
Juriesincriminaltrialsdonotbaseverdictsonuncorroboratedtestimonygiven
Schoolsarenotjustamicrocosm(缩影)ofsociety;theymediateittoo.Thebe
矫味剂的类型包括()。A:甜味剂 B:芳香剂 C:胶浆剂 D:泡腾剂
A.虚寒证B.虚热证C.实寒证D.实热证E.寒热错杂阴偏盛引起的证候是
根据商品分类的依据,对那些原料相同且可使用多种加工方法,质量特征受加工工艺影响较
对主滑段滑床及地表坡面较平缓,前缘有较多地下水渗出的浅层土质滑坡最宜采用的措施为
急性炎症时,炎症局部血流速度的减慢主要是由于A.血管内流体静压下降 B.血管口
关于工程方案中防震抗震编制内容及要求的说法,正确的是()。(新教材已删除)
广义环境管理的核心是()。A.监督和服务 B.协调和综合决策 C.计划和实
110kV变电所与VHF(I)频段电视差转台、转播台无线电干扰的防护间距不应小于
最新回复
(
0
)