首页
登录
从业资格
Passage 1 During her junior year of hig
Passage 1 During her junior year of hig
免费题库
2022-08-02
70
问题
Passage 1During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing the hypothetical earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money."That pain of earning and losing money is a feeling that public schools increasingly want to teach.Forty states now offer some type of financial instruction at the high-school level,teaching students how to balance checkbooks and buy stock in math and social-studies classes.Though it's too early to measure the full influence of the Great Recession,the interest in personal-finance classes has risen since 2007 when bank failures started to occur regularly.Now,many states including Missouri,Utah,and Tennessee require teenagers to take financial classes to graduate from high school.School districts such as Chicago are encouraging money-management classes for kids as young as primary school,and about 300 colleges or universities now offer online personal-finance classes for incoming students."These classes really say,'This is how you live independently,'"says Ted Beck,president of National Endowment for Financial Education.Rather than teach investment methods or financial skills,these courses offer a back-to-the-basics approach to handling money:Don't spend what you don't have.Put part of your monthly salary into a savings account,and invest in the stock market for the long-term rather than short-term gains.For Ray,this means dividing her earnings from her part-time job at a fast-food restaurant into separate envelopes for paying bills,spending and saving."Money is so hard to make but so easy to spend,"she says one weekday after school."That is the big takeaway."Teaching kids about the value of cash certainly is one of the programs'goals,but teachers also want students to think hard about their finances long term.It's easy for teenagers to get annoyed about gas prices because many of them drive cars.But the hard part is urging them to put off the instant satisfaction of buying a new T-shirt or an iPod."Investing and retirement aren't things teenagers are thinking about.For them,the future is this weekend,"says Gayle Whitefield,a business and marketing teacher at Uth’s Riverton High School.That’s a big goal for these classes:preventing kids from making the same financial missteps their parents did when it comes to saving,spending,and debt.Though the personal savings rate has increased up to 4.2 percent,that’s still a far distance from 1982,when Americans saved 11.2 percent of their incomes.“It’s hard for schools to reach strict money-management skills when teenagers go home and watch their parents increase credit-card debt.It’s like telling your kids not to smoke and then lighting up a cigarette in front of them,”Beck says.Even with these challenges,students such as Ray say learning about money in school is worthwhile.After Ray finished her financial class,she opened up a savings account at her local bank and started to think more about how she and her family would pay for college.“She just has a better understanding of money and how it affects the world,”says her mother,Darleen-and that’s sown to the details of how money is spent from daily expenses to various taxes.All of this talk of money can make Ray worry,she says,but luckily,she feels prepared to face it.The passage is mainly about( ).A.ways to teach students to earn moneyB.how Diane Ray learns to value moneyC.the push to teach personal finance in schoolD.how students choose a proper financial class
选项
A.ways to teach students to earn money
B.how Diane Ray learns to value money
C.the push to teach personal finance in school
D.how students choose a proper financial class
答案
C
解析
根据首尾句原则,在第二段提到That pain of earning and losing money is a feeling that public schools increasingly want to teach....the interest in personal-finance classes has risen since 2007 when bank failures started to occur regularly可知经济危机带来的损失正在越来越促使各地的学校开设金融课,因此这篇文章讲述的主体应当是学校和金融课程,故正确答案是选项C。
转载请注明原文地址:https://tihaiku.com/congyezige/808601.html
本试题收录于:
银行招聘综合知识题库银行招聘考试分类
银行招聘综合知识
银行招聘考试
相关试题推荐
ElectronicMail Duringthepastfewy
ElectronicMail Duringthepastfewy
ElectronicMail Duringthepastfewy
Passage2 Globalwarmingiscausingmor
Passage1 Duringherjunioryearofhig
Passage1 Duringherjunioryearofhig
Duringherjunioryearofhighschool,Di
Duringherjunioryearofhighschool,Di
Duringherjunioryearofhighschool,Di
Duringherjunioryearofhighschool,Di
随机试题
Thereasonthatwaterproblemwillbecomemoreandmoreseriousis______.[br]
IsHeadphoneGoodforWork?A)MarissaYuworksinabusyoff
Drought,tsunami,violentcrime,financialmeltdown—theworldisfullofris
Amajorsociologicaltheoryknownassymbolicinteractionismofferssomeimp
中国书法(Chinesecalligraphy)是一门古老的汉字书写艺术,它是中国最高的艺术形式。书法是在洁白的纸上,靠毛笔(brush)的运动留下水
【教学过程】 (一)热身活动:数学成绩出来后 1.播放短片 数学成绩出来了。 王俊:我就知道是这样,我压根儿没有数学基因,我弟弟数学也不好,放弃
下列关于俄国十月革命对中国影响的表述,正确的是 A.新文化运动兴起 B.孙中
下列关于概化理论的表述,错误的是A.属于随机抽样理论 B.关于行为测量可靠性的
(一)甲利用出境之便,为患者从境外代购少量药品,适当加价后售予他人,从中赚取差价
李某是某汽车零件生产公司的总经理,得益于近十年来中国汽车工业的高速发民和良好的经
最新回复
(
0
)