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资料：Being financially secure in retiremen

练习题库2022-08-02  39
问题 资料：Being financially secure in retirement just doesn't happen magically. It takes lots of planning, time and savings.Some scary facts about retirement:More than 50% of persons do not have enough finances for retirement.25% do not participate in their company's retirement plan.The average person spends 20 years in retirement.Here are some tips to help you plan correctly:1. Talk to a financial professional. Every few years, it's a good idea to schedule a meeting with a financial planner to get a “check-up”. It's just like a doctor's visit, and you should really talk about your present situation and future goals.2. Save, save, and keep on saving. Make it a habit to save as much as you can.3. Learn your retirement needs. Retirement can be expensive. Learn from today how much you need to save for your retirement. Talk to a financial planner, or find an online retirement calculator.4. Take part in your employer's retirement plans. If your company offers one, it is usually the best tool you can use. Talk to a financial professional for all your options.5. Learn about pension plans. If you have an employer or government pension plan, learn all the details.6. Keep your retirement savings off-limits. Don't make a withdrawal until you retire. You might incur penalties and it will be a setback for realizing your goals.7. Get your employer to start one, and it can help you tremendously.8. Learn about your government's retirement plans. Every country has different plans, some with special tax incentives, so learn what your country offers and plan accordingly.9. Do your own research. Use the Internet, read the newspapers and magazines, talk to your friends, to find out as much as you can about retirement.Which of the following is NOT true about retirement?A.More than half of people don’t have enough finances for retirement.B.quarter of people don’t take part in their company’s retirement plan.C.No one can be financially secure in retirement.D.The average person will spend 20 years in retirement.
选项 A.More than half of people don’t have enough finances for retirement.
B.quarter of people don’t take part in their company’s retirement plan.
C.No one can be financially secure in retirement.
D.The average person will spend 20 years in retirement.
答案 C
解析 本题考查的是细节理解。
【关键词】not true; retirement
【主题句】第二自然段1.More than of persons do not have enough finances for retirement.超过的人没有足够的资金用于退休。2.  do not participate in their company’s retirement plan.没有参与公司退休计划。3.The average person spends 20 years in retirement.一般人花费20年时间退休。
【解析】题干意为“以下哪个关于退休的选项不正确？”选项A意为“半数以上的人没有足够的资金用于退休”；选项B意为“四分之一的人没有参加公司的退休计划”；选项C意为“没有人可以在经济上安全退休”；选项D意为“一般人花费20年时间退休”。根据主题句，结合题意选C。
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