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  3. Being financially secure in retirement j

Being financially secure in retirement j

题库2022-08-02  42
问题 Being financially secure in retirement just doesn’t happen magically It takes lots of planning time and savingsSome scary facts about retirement?More than 50% of persons do not have enough finances for retirement?25%do not participate in their company’s retirement plan?The average person spends 20 years in retirementHere are some tips to help you plan correctly1. Talk to a financial professional. Every few years it’s a good idea to schedule a meeting with a financial planner to get a “check-up”. It’s just like a doctor’s visit and you should really talk about your present situation and future goals2. Save and keep on saving. Make it a habit to save as much as you can3. Learn your retirement needs. Retirement can be expensive. Learn from today how much you need to save for your retirement. Talk to a financial planner or find an online retirement calculator4. Take part in your employer’s retirement plans. If your company offers one it is usually the best tool you can use. Talk to a financial professional for all your options5. Learn about pension. If you have an employer or government pension plan learn all the details6. Keep your retirement savings off-limits. Don’t make a withdrawal until you retire. You might incur penalties and it will be a setback for realizing your goalsAccording to the passage, retirement plans may be offered by____A. the governmentB. both the employer and the governmentC. the employerD. the employer the government and the media
选项 A. the government
B. both the employer and the government
C. the employer
D. the employer the government and the media
答案 B
解析 细节题。根据关键词定位到原文段标号5“If you have an employer or government pension plan learn all the details”可以得知，养老金的计划是涉及雇主和政府双方面的，故B项符合。其余三项都片面，没有说全。因此答案选B。
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