为在5年后获得10000元资金,设年利率为10%,每月计息一次,求现在应存入银行

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问题 为在5年后获得10000元资金,设年利率为10%,每月计息一次,求现在应存入银行金额的正确算式为(??)。A.10000×1/(1+10%)^5B.10000×(1+10%/12)^60C.10000×(1+10%)^5D.10000×1/(1+10%/12)^60

选项 A.10000×1/(1+10%)^5
B.10000×(1+10%/12)^60
C.10000×(1+10%)^5
D.10000×1/(1+10%/12)^60

答案 D

解析 设现在应存入银行的金额为A,则有A×(1+10%/12)^60=10000,则A=10000 × 1/(1+10%/12)^60。
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