2. 职称英语
  3. The dual banking system in existence in the United States refers to the fact____

The dual banking system in existence in the United States refers to the fact____

游客2025-06-20  22
问题 The dual banking system in existence in the United States refers to the fact______.
选项 A、that some commercial banks are members of the Federal Reserve and others are not
B、that both commercial banks and thrift institutions accept deposits from the public
C、that commercial banks can obtain either a federal charter or a state charter
D、that commercial banks are regulated by both the Federal Reserve and the FDIC
答案 C
解析 答案为C项。dual banking system“双轨银行制度”，是美国所实行的一种银行制度。其特点是：各家银行可以向州政府申清注册而成立州立银行(state bank)，也可以向联邦政府申请注册成为国民银行(national bank)。thrift institution“储蓄机构”，与商业银行共同组成美同的存款性金融机构(depository institution)。根据双轨银行制度的定义，本题应选C项。
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