首页
登录
职称英语
【B1】 [br] 【B7】 [originaltext] Things have changed in your life. Most notably,
【B1】 [br] 【B7】 [originaltext] Things have changed in your life. Most notably,
游客
2023-08-02
65
管理
问题
【B1】 [br] 【B7】
Things have changed in your life. Most notably, you are no longer employed. Perhaps you’ve been laid off from your former workplace. Perhaps you are in the process of starting a business. Perhaps you are staying home to care for a child you’ve recently adopted. You decide to apply for a variety of insurances that will help you to manage the risks inherent in life(health, life, disability). A few weeks after filling out your applications, you receive a reply from the insurance company that goes something like, "Dear So-and-so. Upon review of your application we are sorry to report that we cannot insure you at this time". A rejection? What’s that all about? You call them up and find that they have rejected your application for certain insurances because of your past history of mental illness.
Outrageous, right? Nope. This is more or less how our insurance system works.
The chain of events that has led up to your insurance rejection went something like this. All those years ago when you were in therapy, your diagnosis was sent back to the insurance company that was paying for your therapy. They, in turn, sent it out to an institution known as MIB(short for "Medical Information Bureau", not "Men In Black"). MIB is a not-for-profit data warehouse sponsored by major insurance carriers. MIB’s purpose is to record, retain and share personal medical information collected about you by an insurance company with other insurance companies. As part of the standard process of reviewing your application for insurance coverage, the insurance company called up MIB and took a look at your record. Noting the "mental illness" diagnosis there, they decided that it was not in their interests to offer you insurance because of your previous diagnosis. The reasoning would be something Nike, "This person may very well get depressed again in the future, possibly even depressed enough so that you require treatment or become disabled. We’d have to pay for that treatment. There is, therefore, too much risk involved in insuring this person."
选项
答案
institution
解析
转载请注明原文地址:http://tihaiku.com/zcyy/2891172.html
相关试题推荐
[originaltext]Smartphonesdistractattentionandreducelearningbecauseof
[originaltext]Smartphonesdistractattentionandreducelearningbecauseof
[originaltext]Smartphonesdistractattentionandreducelearningbecauseof
[originaltext]Goodafternoon.Intoday’slecture,we’llbetalkingaboutho
[originaltext]InAmerica,mostresearchersconcedethatboysandgirlsare
[originaltext]Everyoneissupposedtocheerforgoodguys,andweshouldon
[originaltext]Everyoneissupposedtocheerforgoodguys,andweshouldon
[originaltext]Anewstudyhasfoundapositivecorrelationbetweenhowmuch
[originaltext]Anewstudyhasfoundapositivecorrelationbetweenhowmuch
[originaltext]M:Hi,there!I’vecometoseetheflat.MynameisMarkAdams.W
随机试题
Alllifeontheearth______offthesun.A、dependsB、carriesC、keepsD、goesA本题考
Geology[img]2014m9s/ct_etoefm_etoeflistz_0085_20149[/img][br]Whatimportantp
从2007年1月1日开始,中国标准书号的编号位数是( )。A.10位 B.1
关于子宫肌瘤,正确的是A.黏膜下较浆膜下的多 B.宫颈一般不发生肌瘤 C.肌
丹栀逍遥散合左金丸适用于哪一组症状A.精神抑郁,情绪不宁,善太息,胸胁胀痛,痛无
符合异源性TSH综合征的试验结果是A.T3T4↓、TSH↓、TRH兴奋试验(-)
支气管镜检查前用于预防咳嗽应选用A.可待因 B.喷托维林 C.苯佐那酯 D
下列举措中,不属于凯恩斯主义治理通货紧缩的政策主张的是()。A、增加货币
(2015年真题)根据合伙企业法律制度的规定,有限合伙人退伙后,以特定的财产对基
关于模板拆除施工的做法,错误的是( )。A.跨度3m的双向板,混凝土强度达到设
最新回复
(
0
)