首页
登录
职称英语
Insurance companies provide a service to the community by protecting it agai
Insurance companies provide a service to the community by protecting it agai
游客
2023-07-15
57
管理
问题
Insurance companies provide a service to the community by protecting it against expected and unexpected disasters. Before an insurance company will agree to insure anything, it collects accurate figures about the risk. It knows, for example, that the risk of a man being killed in a plane accident is less than the risk he takes in crossing a busy road. This enables it to quote (报价) low figures for travel insurance. Sometimes the risk may be high, as in motor-racing or mountaineering. Then the company charges a much higher price. If too many climbers have accidents, the price rises still further. If the majority of climbers fall off mountains, the company will refuse to insure them.
An ordinary householder may wish to protect his home against fire or his property against burglary. A shop-keeper may wish to insure against theft. In normal cases, the company will check its statistics and quote a premium (保险费). If it is suspicious, it may refuse to quote. If it insures a shop and then receives a suspicious claim, it will investigate the claim as a means of protecting itself against false claims. It is not unknown for a businessman in debt to burn down his own premises (房产) so that he can claim much money from his insurance company. He can be sure that the fire will be investigated most carefully. Insurance companies also accept insurance against shipwreck or disaster in the air. Planes and ships are very expensive, so a large premium is charged, but a reduction is given to companies with an accident-free record.
Every week insurance companies receive premium payments from customers. These payments can form a very large total running into millions of dollars. The company does not leave the money in the bank. It invests in property, shares, farms and even antique paintings and stamps. Its aim is to obtain the best possible return on its investment. This is not as greedy as it may seem, since this is one way by which it can keep its premiums down and continue to make a profit while being of service to the community. [br] From the passage, we know that if accidents will happen nine times out of ten or more, the insurance company will ______.
选项
A、give a much higher price
B、quote the highest price
C、not provide insurance service
D、charge a lower premium
答案
C
解析
转载请注明原文地址:http://tihaiku.com/zcyy/2839007.html
相关试题推荐
[originaltext]Inthelocalnewspaperofmycommunityrecentlytherewasas
[originaltext]Inthelocalnewspaperofmycommunityrecentlytherewasas
Almostallcompaniestryingtodevelopnewproductsandcreatenewjobshaveto_
Largecompaniesneedawaytoreachthesavingsofthepublicatlarge.The
Humansconsumegoodsandservicesformanyreasons:tonourish,clothe,and
Humansconsumegoodsandservicesformanyreasons:tonourish,clothe,and
Humansconsumegoodsandservicesformanyreasons:tonourish,clothe,and
Humansconsumegoodsandservicesformanyreasons:tonourish,clothe,and
Humansconsumegoodsandservicesformanyreasons:tonourish,clothe,and
Humansconsumegoodsandservicesformanyreasons:tonourish,clothe,and
随机试题
______thestormtheshipwouldhavereacheditsdestinationontime.A、Incaseo
[originaltext]Howmightyoudragagoodwriter’sworkdowntothelowerle
Theround-the-clockavailabilitythatcellphoneandpagershave【C1】______t
[originaltext]M:IhadtohaveMr.JohncomeoverandadjustmyTVagainlastn
疑为宫外孕破裂,最常用的辅助检查方法是A、妊娠试验 B、B型超声波 C、阴道
A.可可豆脂 B.脂肪酸甘油酯 C.甘油明胶 D.聚乙二醇类 E.液体石
假设某日人民币与美元间的即期汇率为1美元=6.270元人民币,人民币一个月的上海
成人口服吲哚美辛用于抗风湿,一目最大剂量为A.60mg B.100mg C.
下列用于互斥型房地产投资方案比选的方法中,可直接用于计算期不同方案比选的是()。
按压力管道安装许可类别及级别划分,燃气管道属于( )。A.工业管道 B.油气
最新回复
(
0
)